Lake County property record for 815 Osage Ter, Wauconda, IL 60084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 925 sqft · built 1962 |
| Lot Size | 0.19 acres (8,272 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Oct 2019) |
| Tax Bill | $5,966 (2024) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-23-306-014 |
| Primary APN | 09-23-306-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 925 sqft Living Area |
| Gross Area | 1,850 sqft |
| 1st Floor Area | 925 sqft |
| Basement Area | 925 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,272 sqft (0.19 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 220 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 815 OSAGE TER |
|---|---|
| City | WAUCONDA |
| State | IL |
| Zip | 60084-1141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LARKDALE UNIT NO. 8 LOT 35 BLOCK 5 |
| Legal Subdivision | LARKDALE UNIT NO. 8 |
| Legal Block | 5 |
| Legal Lot Number | 35 |
| Legal Unit | 8 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WAUCONDA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 864204 |
Source: Lake County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 815 OSAGE TER, WAUCONDA, IL 60084-1141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC |
| Oct 15, 2019 | Warranty Deed, Transfer · FHA Mortgage GREAT LAKES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2019 · Amount on Record |
| Deed Sale | Oct 15, 2019 · Amount on Record |
| Prior Sale | Feb 27, 2004 · Amount on Record |
| Deed Document Number | 20197600371 |
| Prior Transfer Date | Feb 15, 2006 |
| Prior Transfer Doc | 0005953579 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | May 20, 2026 |
| Property Address | 815 OSAGE TER, WAUCONDA, IL 60084-1141 |
| Document Number | 0008170387 |
| Instrument Date | May 12, 2026 |
| Instrument | 20268170387 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 815 OSAGE TER, WAUCONDA, IL 60084-1141 |
| Document Number | 0008170387, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 20268170387 |
| Name | CITIZENS BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 17, 2051 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Oct 15, 2019 |
| Property Address | 815 OSAGE TER, WAUCONDA, IL 60084-1141 |
| Document Number | 0007600371 |
| Instrument Date | Sep 14, 2019 |
| Instrument | 7600371 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $262.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 815 OSAGE TER WAUCONDA IL 600841141, WAUCONDA, IL 60084-1141 |
| Document Number | 7600372 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 7600372 |
| Name | GREAT LAKES CU |
|---|---|
| Type | Credit Union |
| Address | BANNOCKBURN, IL 60015 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 14, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Wauconda Township |
| Municipality | Wauconda Village |
| Unified School District | Wauconda Community Unit School District 118 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $80,135 (+28.46%) Land $15,182 Building $64,953 | $240,429 (+28.46%) Land $45,551 Building $194,878 | |
| 2024 | $5,966.00 (+0.12%) | ||
| 2023 | $5,959.00 (+5%) | $62,380 (+2.91%) Land $11,818 Building $50,562 | $187,159 (+2.91%) Land $35,458 Building $151,701 |
| 2022 | $5,675.00 | $60,616 Land $14,397 Building $46,219 | $181,866 Land $43,195 Building $138,671 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAUCONDA serves 15,349 people · EPA ID IL0971850 |
|---|---|
| Water Source | Purchased surface water from CENTRAL LAKE COUNTY JAWA |
| Last State Inspection | Mar 2026 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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