San Diego County property record for 860 Nardo Rd, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1980 |
| Square Footage | 2,282 sqft Living Area |
| Lot Size | 11,600 sqft (0.266 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $3,110,000 (2025) |
| Tax Bill | $12,534.00 (2025) |
Source: San Diego County records · APN 258-251-09-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 860 NARDO RD, ENCINITAS, CA 92024-3829 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WELLSFARGOBANKNA |
| Sep 17, 2025 | Grant Deed, Transfer · Conventional Mortgage ORIGINPOINT LLC |
| Feb 14, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage STRONG HOME MORTGAGE LLC |
| Oct 19, 2017 | Deed of Trust, Mortgage CITY NATIONAL BANK |
| Aug 20, 2020 | Deed of Trust, Mortgage · Building or Construction Mortgage DISCOVER BANK |
| Jul 25, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on Record |
| Deed Sale | Sep 17, 2025 · Amount on Record |
| Prior Sale | Jul 25, 2017 · Amount on Record |
| Deed Doc Number | 2025257761 |
| Prior Transfer Date | Jan 25, 2022 |
| Prior Transfer Doc | 0000067636 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 23, 2026 |
| Property Address | 860 NARDO RD, ENCINITAS, CA 92024-3829 |
| Document Number | 0000113777 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 2026113777 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 860 NARDO RD, ENCINITAS, CA 92024-3829 |
| Document Number | 0000113777, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 2026113777 |
| Name | WELLSFARGOBANKNA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 17, 2025 |
| Property Address | 860 NARDO RD, ENCINITAS, CA 92024-3829 |
| Document Number | 0000257761 |
| Instrument Date | Aug 05, 2025 |
| Instrument | 2025-0257761 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | EQUITY TITLE SD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 860 NARDO RD, ENCINITAS, CA 92024-3829 |
| Document Number | 0000257762 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 2025-0257762 |
| Name | ORIGINPOINT LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 14, 2022 |
| Property Address | 860 NARDO RD, ENCINITAS, CA 92024-3829 |
| Document Number | 0000067636 |
| Instrument Date | Jan 25, 2022 |
| Instrument | 2022-0067636 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 860 NARDO RD, ENCINITAS, CA 92024-3829 |
| Document Number | 0000067637 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 2022-0067637 |
| Name | STRONG HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 860 NARDO RD, ENCINITAS, CA 92024-3829 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ORTC |
| Name | Verified Name |
|---|
| Document Number | 0000485059 |
|---|---|
| Date | Oct 19, 2017 |
| Instrument | 2017-0485059 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 860 NARDO RD, ENCINITAS, CA 92024-3829 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000469880 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 2020-0469880 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 25, 2017 |
| Property Address | 860 NARDO RD, ENCINITAS, CA 92024-3829 |
| Document Number | 0000335280 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 2017-0335280 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 860 NARDO RD, ENCINITAS, CA 92024-3829 |
| Document Number | 0000335281 |
|---|---|
| Date | Jul 25, 2017 |
| Instrument | 2017-0335281 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Aug 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,110,000 (+187.24%) Land $2,750,000 Building $360,000 | |
| 2025 | $12,534.00 (+3.42%) Homeowner's exemption | $1,082,720 (+4.04%) Land $740,999 Building $341,721 |
| 2024 | $12,120.00 (+2.68%) | |
| 2023 | $11,804.00 (+3.78%) Homeowner's exemption | $1,040,678 Land $712,226 Building $328,452 |
| 2022 | $11,374.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 258-251-09-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,282 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 11,600 sqft (0.266 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Old Parcel Number | 2582501400 |
|---|---|
| Street Address | 860 NARDO RD |
| City | ENCINITAS |
| State | CA |
| Zip | 92024-3829 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SEC 15-13-4W POR |
| Legal Range | 04W |
| Legal Township | 13 |
| Legal Section | 15 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 17502 |
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