850 Nardo Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 850 Nardo Rd, Encinitas, CA 92024 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,083 sqft · built 1980
Lot Size	1.33 acres (58,370 sqft)
Owner	Company Name on File
Last Sale	$2,190,000 (Dec 2017)
Tax Bill	$27,531 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Aug 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`258-251-06-00`

Property Details

APN / Parcel Number

Primary APN	`258-251-06-00`
Alternative APN	`2582501800`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	4,083 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	58,370 sqft
View / Lot	Good

Location & Zoning

Old Parcel Number	2582501800
Street Address	850 NARDO RD
City	ENCINITAS
State	CA
Zip	92024-3829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 15-13-4W POR
Legal Range	04W
Legal Township	13
Legal Section	15
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	17502

Owner

Source: San Diego County records · APN 258-251-06-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	850 NARDO RD, ENCINITAS, CA 92024-3829
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · Line of Credit C3BANK NATIONAL ASSOCIATION
Aug 02, 2022	Intrafamily Transfer, Transfer · Line of Credit ZB NA
Aug 02, 2022	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Dec 09, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Oct 18, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 13, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO
Dec 13, 2017	Grant Deed, Transfer · ARM FRONT RANGE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 13, 2017 · Amount on Record
Deed Sale	Dec 13, 2017 · Amount on Record
Prior Sale	Apr 23, 2002 · Amount on Record
Deed Document Number	2017581534
Last Transfer Date	Jul 15, 2022
Transfer Doc	0000314427
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	850 NARDO RD, ENCINITAS, CA 92024-3829
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 NARDO RD, ENCINITAS, CA 92024-3829

Mortgage

Document Number	0000247905
Date	Sep 12, 2023
Instrument	2023-0247905

Lender

Name	C3BANK NATIONAL ASSOCIATION
Type	Bank
Address	ENCINITAS, CA 92024

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	23 Months
Due	Aug 28, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 02, 2022
Property Address	850 NARDO RD, ENCINITAS, CA 92024-3829
Document Number	0000314428
Instrument Date	Jul 18, 2022
Instrument	2022-0314428
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	FIDELITY NATL TTL ORANGE CNT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	850 NARDO RD, ENCINITAS, CA 92024-3829

Mortgage

Document Number	0000314429
Date	Aug 02, 2022
Instrument	2022-0314429

Lender

Name	ZB NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 02, 2022
Property Address	850 NARDO RD, ENCINITAS, CA 92024-3829
Document Number	0000314427
Instrument Date	Jul 15, 2022
Instrument	2022-0314427
Transaction Type	Transfer
Record Updated	Aug 09, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 NARDO RD, ENCINITAS, CA 92024-3829

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	850 NARDO RD, ENCINITAS, CA 92024-3829
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000571267
Date	Dec 09, 2019
Instrument	2019-0571267

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 18, 2019
Property Address	850 NARDO RD, ENCINITAS, CA 92024-3829
Document Number	0000472163
Instrument Date	Oct 15, 2019
Instrument	472163
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	315 S COAST HIGHWAY 101 ENCINITAS CA 920243543, ENCINITAS, CA 92024-3543

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 13, 2017
Property Address	850 NARDO RD, ENCINITAS, CA 92024-3829
Document Number	0000581533
Instrument Date	Nov 03, 2017
Instrument	581533
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	111 C ST #200 ENCINITAS CA 920243514, 200, ENCINITAS, CA 92024-3514

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 13, 2017
Property Address	850 NARDO RD, ENCINITAS, CA 92024-3829
Document Number	0000581534
Instrument Date	Oct 19, 2017
Instrument	2017-0581534
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 C ST # 200, 200, ENCINITAS, CA 92024-3514

Mortgage

Document Number	0000581535
Date	Dec 13, 2017
Instrument	2017-0581535

Lender

Name	FRONT RANGE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jan 01, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$2,603,029 (+2%) Land $2,112,262 Building $490,767
2025	$27,531.00 (+6.1%)	$2,551,991 (+4.04%) Land $2,070,846 Building $481,145
2023	$25,949.00 (+2.31%)	$2,452,896 Land $1,990,434 Building $462,462
2022	$25,362.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730175022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2005, rainfall accumulation, Severe Storms, Flooding, Landslides, And Mud And Debris Flows

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 360 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ting Fiber	Fiber	2,000 / 2,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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