860 Lawrence Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 860 Lawrence Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,421 sqft · built 2000
Lot Size	0.181 acres (7,900 sqft)
Owner	Individual Name on Record
Last Sale	$1,100,000 (Oct 2021)
Tax Bill	$14,365 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Dec 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`790-19-098`

Property Details

APN / Parcel Number

Primary APN	`790-19-098`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,421 sqft Living Area
1st Floor Area	1,452 sqft
2nd Floor Area	969 sqft
Family Room	Family Room

Exterior

Year Built	Built 2000
Architectural Style	Other
Construction Type	Wood
Lot Area	7,900 sqft (0.181 acres)
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	860 LAWRENCE DR
City	GILROY
State	CA
Zip	95020-3303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TR 9121 LOT 6
Legal Subdivision	WRENHAVEN UN 02
Legal Tract	9121
Legal Lot Number	6
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1009
Census Tract	512505

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	860 LAWRENCE DR, GILROY, CA 95020-3303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Grant Deed, Transfer · Conventional Mortgage PINNACLE FUNDING CORP
Dec 12, 2017	Deed of Trust, Mortgage · Line of Credit MERIWEST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Prior Sale	Nov 17, 2000 · Amount on Record
Deed Document Number	25149608
Record Updated	Jun 7, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 29, 2021
Property Address	860 LAWRENCE DR, GILROY, CA 95020-3303
Document Number	0025149608
Map Reference	MB 713 PG 44&45
Instrument Date	Oct 13, 2021
Instrument	25149608
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	860 LAWRENCE DR, GILROY, CA 95020-3303

Mortgage

Document Number	0025149609
Date	Oct 29, 2021
Instrument	25149609

Lender

Name	PINNACLE FUNDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	860 LAWRENCE DR, GILROY, CA 95020-3303
Document Number	0023831445
Instrument Date	Dec 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	860 LAWRENCE DR GILROY CA 950203303, GILROY, CA 95020-3303

Mortgage

Document Number	0023831445
Date	Dec 20, 2017
Instrument	23831445

Lender

Name	MERIWEST CU
Type	Credit Union
Address	SAN JOSE, CA 95153-5353

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 19, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$14,365.00 (+12.83%)	$1,167,328 (+15.01%) Land $466,931 Building $700,397
2023	$12,731.00 (-7.95%)	$1,015,000 Land $406,000 Building $609,000
2022	$13,830.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1995–2001)
Most Recent Claim	Jan 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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