821 Lawrence Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 821 Lawrence Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,309 sqft · built 2000
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Dec 2003)
Tax Bill	$9,411 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`790-19-093`

Property Details

APN / Parcel Number

Primary APN	`790-19-093`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,309 sqft Living Area
1st Floor Area	1,263 sqft
2nd Floor Area	1,046 sqft

Exterior

Year Built	Built 2000
Architectural Style	Other
Construction Type	Wood
Lot Area	6,000 sqft (0.137 acres)
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	821 LAWRENCE DR
City	GILROY
State	CA
Zip	95020-3302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TR 9121 LOT 11
Legal Subdivision	WRENHAVEN UN 02
Legal Tract	9121
Legal Lot Number	11
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1009
Census Tract	512505

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	821 LAWRENCE DR, GILROY, CA 95020-3302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 1, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage STG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2003 · Amount on Record
Deed Sale	Dec 5, 2003 · Amount on Record
Prior Sale	Apr 5, 2005
Deed Document Number	0017514971
Last Transfer Date	Jun 1, 2022
Transfer Doc	0025312361
Record Updated	Jun 7, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	821 LAWRENCE DR, GILROY, CA 95020-3302
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 LAWRENCE DR, GILROY, CA 95020-3302

Mortgage

Document Number	0025892536
Date	Oct 29, 2025
Instrument	25892536

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	5.25%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 1, 2022
Property Address	821 LAWRENCE DR, GILROY, CA 95020-3302
Document Number	0025312361
Map Reference	MB 713 PG 44&45
Instrument Date	May 23, 2022
Instrument	25312361
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 LAWRENCE DR, GILROY, CA 95020-3302

Mortgage

Document Number	0025312362
Date	Jun 1, 2022
Instrument	25312362

Lender

Name	STG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 1, 2062

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,411.00 (+1.27%) Homeowner's exemption	$767,749 (+4.04%) Land $348,328 Building $419,421
2023	$9,293.00 (+2.64%)	$737,939 Land $334,803 Building $403,136
2022	$9,054.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1995–2001)
Most Recent Claim	Jan 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Lawrence Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures