860 Larkin Ave, #62, Elgin, IL 60123 Property Records

Kane County property record for 860 Larkin Ave, #62, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,520 sqft · built 1930
Lot Size	0.099 acres (4,325 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Feb 2023)
Tax Bill	$6,653 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-159-008`

Property Details

APN / Parcel Number

Primary APN	`06-14-159-008`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,520 sqft Living Area
Gross Area	3,780 sqft
Basement Area	1,260 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Stucco
Construction Type	Frame
Lot Area	4,325 sqft (0.099 acres)
Lot Width	58 ft Width

Utilities, Heating & Cooling

Heating System	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	860 LARKIN AVE, 62
City	ELGIN
State	IL
Zip	60123-5236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUBOIS ADD TO ELGIN PT LOT 2 IN BLK 1 LYING SOUTHERLY DESC IN SURVEY NO 13855
Legal Subdivision	DUBOIS ADD
Legal Block	1
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4002
Census Tract	851101

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	262 JEWETT ST, ELGIN, IL 60123-6246
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2023 · Amount on Record
Deed Sale	Feb 6, 2023 · Amount on Record
Prior Sale	Nov 15, 2004 · Amount on Record
Deed Document Number	20233822
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 6, 2023
Property Address	860 LARKIN AVE # 62, 62, ELGIN, IL 60123-5236
Document Number	0000003822
Instrument Date	Dec 12, 2022
Instrument	2023K003822
Transaction Type	Transfer
Record Updated	Feb 13, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	262 TEWETT ST, ELGIN, IL 60123

Mortgage

Document Number	0000003823
Date	Feb 6, 2023
Instrument	2023K003823

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Mar 1, 2025

Interest

Rate Type	Fixed Rate
Rate	7.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,653.00 (+15.97%)	$87,211 (+8.57%) Land $19,572 Building $67,639	$261,738 (+8.57%) Land $58,739 Building $202,998
2024		$80,327 (+21.39%) Land $18,027 Building $62,300	$241,077 (+21.44%) Land $54,103 Building $186,975
2022	$5,737.00 (+3.95%)	$66,170 (+6.96%) Land $14,850 Building $51,320	$198,510 (+6.96%) Land $44,550 Building $153,960
2021	$5,519.00	$61,865 Land $13,884 Building $47,981	$185,595 Land $41,652 Building $143,943

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20