860 Hardell Ln, Vista, CA 92084 Property Records

San Diego County property record for 860 Hardell Ln, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,097 sqft · built 1990
Lot Size	0.82 acres (35,719 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Jul 2013)
Tax Bill	$6,679 (2025)
Deeds & Mortgages	Oct 2022 Transfer Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181-071-38-00`

Property Details

APN / Parcel Number

Primary APN	`181-071-38-00`
Alternative APN	`1810702200`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,097 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	35,719 sqft (0.82 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Radiant
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	1810702200
Street Address	860 HARDELL LN
City	VISTA
State	CA
Zip	92084-6627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SEC 27-11-3W NE 1/4 POR NW 1/4 OF
Legal Range	03W
Legal Township	11
Legal Section	27
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1017
Census Tract	19208

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	860 HARDELL LN, VISTA, CA 92084-6627
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Intrafamily Transfer, Transfer
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 5, 2017	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2013 · Amount on Record
Deed Sale	Jul 18, 2013 · Amount on Record
Prior Sale	Apr 27, 2010 · Amount on Record
Deed Document Number	2013448990
Prior Transfer Date	Jun 11, 2013
Prior Transfer Doc	0000448990
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 28, 2022
Property Address	860 HARDELL LN, VISTA, CA 92084-6627
Document Number	0000416958
Instrument Date	Oct 24, 2022
Instrument	2022-0416958
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	860 HARDELL LN, VISTA, CA 92084-6627

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	860 HARDELL LN, VISTA, CA 92084-6627
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 HARDELL LN, VISTA, CA 92084-6627

Mortgage

Document Number	0000595625
Date	Aug 20, 2021
Instrument	2021-0595625

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	860 HARDELL LN, VISTA, CA 92084-6627
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000193238
Date	Apr 16, 2020
Instrument	2020-0193238

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	860 HARDELL LN, VISTA, CA 92084-6627
Document Number	0000414396
Instrument Date	Sep 5, 2017
Transaction Type	Mortgage
Record Updated	Sep 14, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	860 HARDELL LN VISTA CA 920846627, VISTA, CA 92084-6627

Mortgage

Document Number	0000414396
Date	Sep 11, 2017
Instrument	414396

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 10, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$607,094 (+2%) Land $218,552 Building $388,542
2025	$6,679.00 (+8.71%) Homeowner's exemption	$595,191 (+4.04%) Land $214,267 Building $380,924
2023	$6,144.00 (+0.28%) Homeowner's exemption	$572,081 Land $205,948 Building $366,133
2022	$6,127.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1998–1999)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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