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840 Hardell Ln, Vista, CA 92084 Property Records

San Diego County property record for 840 Hardell Ln, Vista, CA 92084

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,303 sqft · built 1958
Lot Size0.77 acres (33,541 sqft)
OwnerCompany Name on Record
Tax Bill$1,483 (2025)
Deeds & MortgagesAug 2021 Mortgage
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN181-071-37-00

Property Details

APN / Parcel Number

Primary APN181-071-37-00
Alternative APN
  • 1810704000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area2,303 sqft Living Area

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Lot Area33,541 sqft (0.77 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1810704000
Street Address840 HARDELL LN
CityVISTA
StateCA
Zip92084-6627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionSEC 27-11-3W NE 1/4 POR NW 1/4 OF
Legal Range03W
Legal Township11
Legal Section27
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1017
Census Tract19208

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address840 HARDELL LN, VISTA, CA 92084-6627
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Apr 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
MISSION FCU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 16, 2004
Transfer Doc0000201702
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address840 HARDELL LN, VISTA, CA 92084-6627
Transaction TypeMortgage
Record UpdatedSep 7, 2021
Title CompanyORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address840 RARDEIIL LANE, VISTA, CA 92084

Mortgage

Document Number0000610838
DateAug 27, 2021
Instrument2021-0610838
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address840 HARDELL LN, VISTA, CA 92084-6627
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000165082
DateApr 12, 2017
Instrument2017-0165082
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2032

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$137,822 (+2%) Land $29,895 Building $107,927
2025$1,483.00 (+8.96%) Homeowner's exemption$135,120 (+4.04%) Land $29,309 Building $105,811
2023$1,361.00 (+0.37%) Homeowner's exemption$129,875 Land $28,172 Building $101,703
2022$1,356.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1998–1999)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: Verizon.

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