860 Grace St, Monterey, CA 93940 Property Records

Monterey County property record for 860 Grace St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,856 sqft · built 1960
Lot Size	0.114 acres (4,976 sqft)
Owner	Trust Name on File
Last Sale	$300,000 (Nov 1997)
Tax Bill	$5,685 (2025)
Deeds & Mortgages	Dec 2022 Transfer Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-173-020-000`

Property Details

APN / Parcel Number

Primary APN	`001-173-020-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,856 sqft Living Area
1st Floor Area	1,856 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Tar & Gravel
Lot Area	4,976 sqft (0.114 acres)
Garage Area	491 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	860 GRACE ST
City	MONTEREY
State	CA
Zip	93940-1540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WITHERS ADD TO MONTEREY LOT 9 & 11 BLK 20
Legal Subdivision	WITHERS ADD TO MONTEREY
Legal Block	20
Legal Lot Number	9,11
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1021
Census Tract	12503

Owner

860 Grace St is held in a trust since November 1997.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Trust Name on File
Mailing Address	860 GRACE ST, MONTEREY, CA 93940-1540
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Intrafamily Transfer, Transfer
Feb 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 27, 2020	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 1997 · Amount on File
Deed Sale	Nov 20, 1997 · Amount on File
Deed Document Number	199768952
Prior Transfer Date	Aug 6, 1996
Prior Transfer Doc	0000050741
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Dec 14, 2022
Property Address	860 GRACE ST, MONTEREY, CA 93940-1540
Document Number	0000052004
Map Reference	VOL 1 PG 4
Instrument Date	Dec 9, 2022
Instrument	2022052004
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	860 GRACE ST, MONTEREY, CA 93940-1540

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	860 GRACE ST, MONTEREY, CA 93940-1540
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008581
Date	Feb 20, 2020
Instrument	2020008581

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	860 GRACE ST, MONTEREY, CA 93940-1540
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 GRACE ST, MONTEREY, CA 93940-1540

Mortgage

Document Number	0000002181
Date	Jan 12, 2021
Instrument	2021002181

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTEREY CA
Property Address	860 GRACE ST, MONTEREY, CA 93940-1540
Document Number	0000008583
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 GRACE ST MONTEREY CA 939401540, MONTEREY, CA 93940-1540

Mortgage

Document Number	0000008583
Date	Feb 20, 2020
Instrument	8583

Lender

Name	WELLS FARGO BK
Type	Bank
Address	PORTLAND, OR 97208-4149

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 860 Grace St was $5,685.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$488,571 (+2%) Land $228,001 Building $260,570
2025	$5,685.00	$478,992 Land $223,531 Building $255,461
2023	$5,083.00 (+1.4%)	$460,394 Land $214,852 Building $245,542
2022	$5,013.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 860 Grace St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 860 Grace St, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Optimum, T-Mobile.

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