850 Grace St, Monterey, CA 93940 Property Records

Monterey County property record for 850 Grace St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 984 sqft · built 1932
Lot Size	0.086 acres (3,750 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,481 (2025)
Deeds & Mortgages	May 2018 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-173-022-000`

Property Details

APN / Parcel Number

Primary APN	`001-173-022-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,750 sqft (0.086 acres)
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	850 GRACE ST
City	MONTEREY
State	CA
Zip	93940-1540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WITHERS ADD TO MONTEREY SE 1/2 OF LOT 15 & ALL OF LOT 17 BLK 20
Legal Subdivision	WITHERS ADD TO MONTEREY
Legal Block	20
Legal Lot Number	15,17
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1021
Census Tract	12503

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	850 GRACE ST, MONTEREY, CA 93940-1540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 11, 2018	Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC
Oct 22, 2019	Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC
Jun 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATION OF CIVIL TRUST (CT
Jun 22, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 13, 2017
Transfer Doc	0000032968
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	850 GRACE ST, MONTEREY, CA 93940-1540
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020799
Date	May 11, 2018
Instrument	2018020799

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	850 GRACE ST, MONTEREY, CA 93940-1540
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049541
Date	Oct 22, 2019
Instrument	2019049541

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	850 GRACE ST, MONTEREY, CA 93940-1540
Document Number	0000032969
Instrument Date	Jun 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	850 GRACE ST MONTEREY CA 939401540, MONTEREY, CA 93940-1540

Mortgage

Document Number	0000032969
Date	Jun 22, 2017
Instrument	32969

Lender

Name	ASSOCIATION OF CIVIL TRUST (CT
Address	555 S FLOWER ST # 12TH, LOS ANGELES, CA 90071-2300

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 22, 2017
Property Address	850 GRACE ST, MONTEREY, CA 93940-1540
Document Number	0000032968
Instrument Date	Jun 13, 2017
Instrument	32968
Transaction Type	Transfer
Record Updated	Jun 29, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	850 GRACE ST MONTEREY CA 939401540, MONTEREY, CA 93940-1540

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$468,879 (+2%) Land $250,069 Building $218,810
2025	$3,481.00 (+11.36%) Disabled Person's exemption Veteran's exemption	$459,686 (+4.04%) Land $245,166 Building $214,520
2023	$3,126.00 (-1.36%) Disabled Person's exemption Veteran's exemption	$441,838 Land $235,647 Building $206,191
2022	$3,169.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Optimum, T-Mobile.

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