860 E Ridge Dr, Greenfield, IN 46140 Property Records

Hancock County property record for 860 E Ridge Dr, Greenfield, IN 46140

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,972 sqft · built 1987
Lot Size	1.96 acres (85,683 sqft)
Owner	2 Individual Names on File
Last Sale	$248,800 (Jul 2016)
Tax Bill	$2,559 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-07-28-201-007.000-008`

Property Details

APN / Parcel Number

Primary APN	`30-07-28-201-007.000-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,972 sqft Living Area
1st Floor Area	3,944 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	85,683 sqft (1.96 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	962 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	735 sqft
Porch	Porch
Porch Area	312 sqft
Patio Area	176 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	300728201007000008
Street Address	860 E RIDGE DR
City	GREENFIELD
State	IN
Zip	46140-8713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALNUT RDG L7 1.967AC
Legal Subdivision	WALNUT RDG
Jurisdiction	HANCOCK IN
Township / Civil Division	CENTER
Census Block Group	4
Census Block	4005
Census Tract	410600

Owner

860 E Ridge Dr is owned and occupied by two individuals who bought it in July 2016.

Source: Hancock County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	860 E RIDGE DR, GREENFIELD, IN 46140-8713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage EMORTGAGE FUNDING LLC
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 4, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2016 · Amount on File
Deed Sale	Jul 12, 2016 · Amount on File
Deed Document Number	20166856
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IN
Property Address	860 E RIDGE DR, GREENFIELD, IN 46140-8713
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 E RIDGE DR, GREENFIELD, IN 46140-8713

Mortgage

Document Number	0202603432
Date	Mar 27, 2026
Instrument	202603432

Lender

Name	EMORTGAGE FUNDING LLC
Type	Mortgage Company
Address	888 W BIG BEAVER RD STE 1290, TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IN
Property Address	860 E RIDGE DR, GREENFIELD, IN 46140-8713
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202006397
Date	Jun 3, 2020
Instrument	202006397

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2050

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK IN
Recording Date	Oct 4, 2022
Property Address	860 E RIDGE DR, GREENFIELD, IN 46140-8713
Document Number	0202213223
Map Reference	DOC 85-2217
Instrument Date	Oct 3, 2022
Instrument	202213223
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	TITLE ALLIANCE/INDY METRO LLC, TITLE ALLIANCE OF INDY METRO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 E RIDGE DR, GREENFIELD, IN 46140-8713

Mortgage

Document Number	0202213224
Date	Oct 4, 2022
Instrument	202213224

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 860 E Ridge Dr was $2,559, up 1.4% from the year before.

Source: Hancock County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hancock County
County Subdivision	Center Township
Unified School District	Greenfield-Central Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,559.00 (+1.43%)	$377,200 (+8.89%) Land $85,500 Building $291,700	$377,200 (+8.89%) Land $85,500 Building $291,700
2024	$2,523.00 (+13.65%)	$346,400 (+9.69%) Land $70,000 Building $276,400	$346,400 (+9.69%) Land $70,000 Building $276,400
2023	$2,220.00 (+5.36%)	$315,800 (+12.07%) Land $70,000 Building $245,800	$315,800 (+12.07%) Land $70,000 Building $245,800
2022	$2,107.00	$281,800 Land $47,000 Building $234,800	$281,800 Land $47,000 Building $234,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 860 E Ridge Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 860 E Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENFIELD WATER UTILITY serves 26,671 people · EPA ID IN5230004
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, Central Indiana Communications.

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