855 E Ridge Dr, Greenfield, IN 46140 Property Records

Hancock County property record for 855 E Ridge Dr, Greenfield, IN 46140

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,337 sqft · built 1987
Lot Size	1.02 acres (44,605 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Jun 2021)
Tax Bill	$3,074 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-07-28-201-014.000-008`

Property Details

APN / Parcel Number

Primary APN	`30-07-28-201-014.000-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,337 sqft Living Area
1st Floor Area	3,865 sqft
2nd Floor Area	1,107 sqft
Attic	Attic
Attic Area	1,702 sqft
Basement Area	1,379 sqft
Finished Basement	1,379 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Roof Material	Asphalt
Lot Area	44,605 sqft (1.02 acres)
Garage Type	Attached
Garage Area	851 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	880 sqft
Porch	Porch
Porch Area	590 sqft
Patio Area	198 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	300728201014000008
Street Address	855 E RIDGE DR
City	GREENFIELD
State	IN
Zip	46140-8713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALNUT RDG L14 1.024AC
Legal Subdivision	WALNUT RDG
Jurisdiction	HANCOCK IN
Township / Civil Division	CENTER
Census Block Group	4
Census Block	4005
Census Tract	410600

Owner

855 E Ridge Dr is owned and occupied by an individual who bought it in June 2021.

Source: Hancock County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	855 E RIDGE DR, GREENFIELD, IN 46140-8713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jun 30, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Deed Document Number	202110705
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK IN
Recording Date	Sep 20, 2023
Property Address	855 E RIDGE DR, GREENFIELD, IN 46140-8713
Document Number	0202309102
Map Reference	CAB A SL 331-334
Instrument Date	Sep 15, 2023
Instrument	202309102
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 E RIDGE DR, GREENFIELD, IN 46140-8713

Mortgage

Document Number	0202309103
Date	Sep 20, 2023
Instrument	202309103

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IN
Property Address	855 E RIDGE DR, GREENFIELD, IN 46140-8713
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202007180
Date	Jun 15, 2020
Instrument	202007180

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK IN
Recording Date	Jun 30, 2021
Property Address	855 E RIDGE DR, GREENFIELD, IN 46140-8713
Document Number	0202110705
Map Reference	DOC 85-2217
Instrument Date	Apr 30, 2021
Instrument	202110705
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 E RIDGE DR, GREENFIELD, IN 46140-8713

Mortgage

Document Number	0202110706
Date	Jun 30, 2021
Instrument	202110706

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 855 E Ridge Dr was $3,074, down 6.8% from the year before.

Source: Hancock County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hancock County
County Subdivision	Center Township
Unified School District	Greenfield-Central Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,074.00 (-6.85%)	$498,000 (+4.14%) Land $70,400 Building $427,600	$498,000 (+4.14%) Land $70,400 Building $427,600
2024	$3,300.00 (+0.46%)	$478,200 (+9.63%) Land $70,000 Building $408,200	$478,200 (+9.63%) Land $70,000 Building $408,200
2023	$3,285.00 (+2.05%)	$436,200 (+9.76%) Land $70,000 Building $366,200	$436,200 (+9.76%) Land $70,000 Building $366,200
2022	$3,219.00	$397,400 Land $47,000 Building $350,400	$397,400 Land $47,000 Building $350,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 855 E Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 855 E Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENFIELD WATER UTILITY serves 26,671 people · EPA ID IN5230004
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, Central Indiana Communications.

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