860 Cedar Point Ln SE, Oronoco, MN 55960 Property Records

Olmsted County property record for 860 Cedar Point Ln SE, Oronoco, MN 55960

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,288 sqft · built 2008
Lot Size	0.824 acres (35,893 sqft)
Owner	2 Individual Names on Record
Last Sale	$559,000 (Jun 2019)
Tax Bill	$10,730 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`84.20.11.070134`

Property Details

APN / Parcel Number

Primary APN	`84.20.11.070134`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,288 sqft Living Area
1st Floor Area	1,430 sqft
2nd Floor Area	1,858 sqft
Basement Area	1,430 sqft
Finished Basement	1,290 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Metal
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	35,893 sqft (0.824 acres)
Lot Width	135 ft Width
Garage Type	Attached
Garage Area	860 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	410 sqft
Deck Area	176 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	860 CEDAR POINT LN SE
City	ORONOCO
State	MN
Zip	55960-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-20 TWP-108 RANGE-014 CEDAR WOODLANDS LOT-008 BLOCK-001 LOT 8 BLK 1
Legal Range	14
Legal Township	108
Legal Section	20
Legal Subdivision	CEDAR WOODLANDS
Legal Block	1
Legal Lot Number	8
Jurisdiction	OLMSTED MN
Township / Civil Division	ORONOCO
Census Block Group	1
Census Block	1053
Census Tract	1902

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	860 CEDAR POINT LN SE, ORONOCO, MN 55960-2309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 18, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2019 · Amount on Record
Deed Sale	Jun 18, 2019 · Amount on Record
Prior Sale	Jul 26, 2012 · Amount on Record
Deed Document Number	20191474145
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	860 CEDAR POINT LN SE, ORONOCO, MN 55960-2309
Transaction Type	Mortgage
Record Updated	Jul 20, 2021
Title Company	ROCHESTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1527738
Date	Mar 1, 2021
Instrument	A-1527738

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Jun 18, 2019
Property Address	860 CEDAR POINT LN SE, ORONOCO, MN 55960-2309
Document Number	A1474145
Instrument Date	Jun 3, 2019
Instrument	A-1474145
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	ROCHESTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,844.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	860 CEDAR POINT LN SE, ORONOCO, MN 55960-2309

Mortgage

Document Number	A1474146
Date	Jun 18, 2019
Instrument	A-1474146

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Oronoco City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,730.00 Homeowner's exemption
2025		$733,500 Land $150,000 Building $583,500	$733,500 Land $150,000 Building $583,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Oronoco serves 2,040 people · EPA ID MN1550036
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bevcomm Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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