840 Cedar Point Ln SE, Oronoco, MN 55960 Property Records

Olmsted County property record for 840 Cedar Point Ln SE, Oronoco, MN 55960

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,692 sqft · built 1984
Lot Size	0.969 acres (42,210 sqft)
Owner	2 Individual Names on File
Last Sale	$178,000 (Jun 2010)
Tax Bill	$6,262 (2026)
Deeds & Mortgages	May 2019 Construction Loan Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`84.20.11.070133`

Property Details

APN / Parcel Number

Primary APN	`84.20.11.070133`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,692 sqft Living Area
1st Floor Area	1,692 sqft
Basement Area	1,164 sqft
Finished Basement	1,065 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2005
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	42,210 sqft (0.969 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	88 sqft
Patio Area	532 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	840 CEDAR POINT LN SE
City	ORONOCO
State	MN
Zip	55960-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-20 TWP-108 RANGE-014 CEDAR WOODLANDS LOT-007 BLOCK-001 LOT 7 BLK 1
Legal Range	14
Legal Township	108
Legal Section	20
Legal Subdivision	CEDAR WOODLANDS
Legal Block	1
Legal Lot Number	7
Jurisdiction	OLMSTED MN
Township / Civil Division	ORONOCO
Census Block Group	1
Census Block	1053
Census Tract	1902

Owner

840 Cedar Point Ln SE is owned and occupied by two individuals who bought it in June 2010.

Source: Olmsted County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	840 CEDAR POINT LN SE, ORONOCO, MN 55960-2309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2019	Deed of Trust, Mortgage · Construction Mortgage THINK MUTUAL BANK
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage THINK MUTUAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2010 · Amount on File
Deed Sale	Jun 3, 2010 · Amount on File
Deed Document Number	20101231538
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	840 CEDAR POINT LN SE, ORONOCO, MN 55960-2309
Transaction Type	Mortgage
Record Updated	Jul 20, 2021
Title Company	ROCHESTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1471854
Date	May 13, 2019
Instrument	A-1471854

Lender

Name	THINK MUTUAL BANK
Type	Bank
Address	ROCHESTER, MN 55903

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	253 Months
Due	Jun 1, 2040

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	840 CEDAR POINT LN SE, ORONOCO, MN 55960-2309
Transaction Type	Mortgage
Record Updated	Jul 20, 2021
Title Company	ROCHESTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1501020
Date	Jun 4, 2020
Instrument	A-1501020

Lender

Name	THINK MUTUAL BANK
Type	Bank
Address	ROCHESTER, MN 55903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 840 Cedar Point Ln SE was $6,262 with a homeowner's exemption.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Oronoco City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,262.00 Homeowner's exemption
2025		$442,300 Land $147,900 Building $294,400	$448,500 Land $150,000 Building $298,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 840 Cedar Point Ln SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 840 Cedar Point Ln SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Oronoco serves 2,040 people · EPA ID MN1550036
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bevcomm Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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