Miami County property record for 860 Cayenne Ct, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,857 sqft · built 2004 |
| Lot Size | 0.205 acres (8,930 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Jul 2017) |
| Tax Bill | $4,404 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-101762 |
| Primary APN | D08-101762 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,857 sqft Living Area |
| 1st Floor Area | 3,714 sqft |
| Basement Area | 1,857 sqft |
| Unfinished Basement | 1,857 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 8,930 sqft (0.205 acres) |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 860 CAYENNE CT |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-8749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 7800 WESTLAKE VILLAGE #1 |
| Legal Subdivision | WESTLAKE VILLAGE #1 |
| Legal Lot Number | 7800 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 365001 |
860 Cayenne Ct is owned and occupied by two individuals who acquired it in October 2017.
Source: Miami County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 860 CAYENNE CT, TROY, OH 45373-8749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Oct 23, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 6, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2017 · Amount on File |
| Deed Sale | Jul 6, 2017 · Amount on File |
| Prior Sale | Aug 26, 2004 · Amount on File |
| Deed Document Number | 2017OR-08131 |
| Last Transfer Date | Oct 13, 2017 |
| Transfer Doc | 0000012930 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 860 CAYENNE CT, TROY, OH 45373-8749 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002423 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 2021OR-02423 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Oct 23, 2017 |
| Property Address | 860 CAYENNE CT, TROY, OH 45373-8749 |
| Document Number | 0000012930 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 12930 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 860 CAYENNE CT TROY OH 453738749, TROY, OH 45373-8749 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 6, 2017 |
| Property Address | 860 CAYENNE CT, TROY, OH 45373-8749 |
| Document Number | 0000008131 |
| Map Reference | PL 16 PG 108 |
| Instrument Date | Jul 5, 2017 |
| Instrument | 2017OR-08131 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 860 CAYENNE CT, TROY, OH 45373-8749 |
| Document Number | 0000008132 |
|---|---|
| Date | Jul 6, 2017 |
| Instrument | 2017OR-08132 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2032 |
The 2025 property tax bill for 860 Cayenne Ct was $4,404, up 9% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,404.00 (+8.96%) | $129,920 (+23.82%) Land $16,590 Building $113,330 | $371,200 Land $47,400 Building $323,800 |
| 2024 | $4,042.00 (+2.2%) | $104,930 (-) Land $17,290 Building $87,640 | |
| 2023 | $3,955.00 (+16.91%) | $104,930 (-) Land $17,290 Building $87,640 | $299,800 (-) Land $49,400 Building $250,400 |
| 2022 | $3,383.00 | $104,930 Land $17,290 Building $87,640 | $299,800 Land $49,400 Building $250,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 860 Cayenne Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2004–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 860 Cayenne Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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