845 Cayenne Ct, Troy, OH 45373 Property Records

Miami County property record for 845 Cayenne Ct, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,242 sqft · built 1995
Lot Size	0.194 acres (8,451 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,250 (Oct 2020)
Tax Bill	$4,107 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-101758`

Property Details

APN / Parcel Number

Primary APN	`D08-101758`
Alternative APNs	`050619.4-12-019-00` `D08SW182 04200`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,242 sqft Living Area
1st Floor Area	2,396 sqft
Upper Floors Area	1,044 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	8,451 sqft (0.194 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	115 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	845 CAYENNE CT
City	TROY
State	OH
Zip	45373-8749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 7798 WESTLAKE VILLAGE #1
Legal Subdivision	WESTLAKE VILLAGE #1
Legal Lot Number	7798
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1014
Census Tract	365001

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	845 CAYENNE CT, TROY, OH 45373-8749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020 · Amount on Record
Deed Sale	Oct 2, 2020 · Amount on Record
Prior Sale	Apr 8, 2013 · Amount on Record
Deed Document Number	20202020OR-14298
Record Updated	Oct 29, 2026

October 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 2, 2020
Property Address	845 CAYENNE CT, TROY, OH 45373-8749
Document Number	0000014298
Map Reference	MB 16 PG 108-108A
Instrument Date	Sep 25, 2020
Instrument	2020OR-14298
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	845 CAYENNE CT, TROY, OH 45373-8749

Mortgage

Document Number	0000014299
Date	Oct 2, 2020
Instrument	2020OR-14299

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,107.00 (+13.36%) Homeowner's exemption	$123,870 (+28.92%) Land $16,590 Building $107,280	$353,900 (+28.93%) Land $47,400 Building $306,500
2024	$3,623.00 (+2.2%) Homeowner's exemption	$96,080 (-) Land $17,290 Building $78,790
2023	$3,545.00 (+17.46%) Homeowner's exemption	$96,080 (-) Land $17,290 Building $78,790	$274,500 (-) Land $49,400 Building $225,100
2022	$3,018.00 Homeowner's exemption	$96,080 Land $17,290 Building $78,790	$274,500 Land $49,400 Building $225,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2004–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20