860 Arches Ct, Tracy, CA 95376 Property Records

San Joaquin County property record for 860 Arches Ct, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,630 sqft · built 1992
Lot Size0.135 acres (5,920 sqft)
OwnerIndividual Name on Record
Last Sale$724,000 (May 2025)
Tax Bill$6,253 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Aug 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN242-070-100-000

Property Details

APN / Parcel Number

Primary APN242-070-100-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,630 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Architectural StyleOther
Construction TypeWood
Lot Area5,920 sqft (0.135 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address860 ARCHES CT
CityTRACY
StateCA
Zip95376-9635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC
Legal Description89-FM PT 01 & PT TO 10
Legal SubdivisionPARKSIDE ESTATES UNIT #1
Legal Tract2179
Legal Lot Number10
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1001
Census Tract5216

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3251 FOXTON WAY, RANCHO CORDOVA, CA 95670-8034
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2022Grant Deed, Transfer · VA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Aug 22, 2017Deed of Trust, Mortgage · Commercial Mortgage
US BANK NA
Apr 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2025 · Amount on Record
Deed SaleMay 6, 2025 · Amount on Record
Prior SaleNov 15, 2022 · Amount on Record
Deed Document Number2025-038136
Record UpdatedJun 7, 2026

November 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateNov 15, 2022
Property Address860 ARCHES CT, TRACY, CA 95376-9635
Document Number0000128998
Map ReferenceMB 29 PG 51
Instrument DateNov 8, 2022
Instrument2022-128998
Transaction TypeTransfer
Record UpdatedNov 25, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address860 ARCHES CT, TRACY, CA 95376-9635

Mortgage

Document Number0000128999
DateNov 15, 2022
Instrument2022-128999
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address860 ARCHES CT, TRACY, CA 95376-9635
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000096214
DateAug 22, 2017
Instrument2017-096214
Lender
NameUS BANK NA
TypeBank
AddressSAN DIEGO, CA 92131
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address860 ARCHES CT, TRACY, CA 95376-9635
Document Number0000053804
Instrument DateApr 28, 2020
Transaction TypeMortgage
Record UpdatedMay 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address860 ARCHES CT TRACY CA 953769635, TRACY, CA 95376-9635

Mortgage

Document Number0000053804
DateMay 6, 2020
Instrument53804
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 5, 2035

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,253.00 (+8.6%) Disabled Person's exemption Veteran's exemption$702,270 (+4.04%) Land $208,080 Building $494,190
2023$5,758.00 (+81.87%) Disabled Person's exemption Veteran's exemption$675,000 Land $200,000 Building $475,000
2022$3,166.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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