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860 41st Ave, Capitola (Santa Cruz), CA 95062 Property Records

Santa Cruz County property record for 860 41st Ave, Capitola, CA 95062

Property Summary

Property TypeRestaurant
Details780 sqft · built 1947
Lot Size0.043 acres (1,873 sqft)
OwnerCompany Name on Record
Last Sale$1,085,000 (Mar 2025)
Tax Bill$13,074 (2025)
Deeds & MortgagesMay 2023 Sale & Second Mortgage
Aug 2017 Transfer
Flood ZoneZone X (minimal risk)
APN033-141-23

Property Details

APN / Parcel Number

Primary APN033-141-23
Alternative APN
  • 033-141-23-000

Interior

Stories1 Story
Building Area780 sqft Gross Area
1st Floor Area780 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Roof MaterialOther
Lot Area1,873 sqft (0.043 acres)

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address860 41ST AVE
CityCAPITOLA
StateCA
Zip95010
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Local Zoning CodeC-2
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1012
Census Tract121602

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1537 DOLPHIN DR, APTOS, CA 95003-5707
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
May 24, 2023Grant Deed, Transfer · Stand-Alone Second Mortgage
SANTA CRUZ COUNTY BANK
Aug 29, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 21, 2025 · Amount on Record
Deed SaleMar 21, 2025 · Amount on Record
Prior SaleMay 24, 2023 · Amount on Record
Deed Document Number20255415
Prior Transfer DateAug 11, 2017
Prior Transfer Doc0000028703
Record UpdatedSep 20, 2026

May 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateMay 24, 2023
Property Address860 41ST AVE, SANTA CRUZ, CA 95062-4421
Document Number0000009177
Instrument DateMay 8, 2023
Instrument2023-0009177
Transaction TypeTransfer
Record UpdatedJun 8, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1543 PACIFIC AVE, SANTA CRUZ, CA 95060-3961

Mortgage

Document Number0000009178
DateMay 24, 2023
Instrument2023-0009178
Lender
NameSANTA CRUZ COUNTY BANK
TypeBank
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 29, 2017
Property Address860 41ST AVE, SANTA CRUZ, CA 95062-4421
Document Number0000028703
Instrument DateAug 11, 2017
Instrument28703
Transaction TypeTransfer
Record UpdatedSep 18, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address29671 PRESTON DR LAGUNA NIGUEL CA 926772014, LAGUNA NIGUEL, CA 92677-2014

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,106,700 (+6.37%) Land $1,004,700 Building $102,000
2025$13,074.00 (+261.06%)$1,040,400 (+503.9%) Land $936,360 Building $104,040
2023$3,621.00 (+6.03%)$172,279 Land $105,280 Building $66,999
2022$3,415.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims8 (2008–2023)
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Cruzio, GeoLinks, Spectrum, T-Mobile.

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