1125 41st Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1125 41st Ave, Capitola, CA 95010

Property Summary

Property TypeRetail Store
Details3,200 sqft · built 1960
Lot Size0.152 acres (6,621 sqft)
Owner2 Trust Names on File
Last Sale$660,000 (Sep 1998)
Tax Bill$9,167 (2025)
Deeds & MortgagesMar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN034-162-12

Property Details

APN / Parcel Number

Primary APN034-162-12
Alternative APN
  • 034-162-12-000

Interior

Stories1 Story
Building Area3,200 sqft Gross Area
1st Floor Area3,200 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialConcrete Block
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Roof MaterialGravel
Lot Area6,621 sqft (0.152 acres)

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1125 41ST AVE, A
CityCAPITOLA
StateCA
Zip95010-3905
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Store
Legal SubdivisionRODEO RHO
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2018
Census Tract121702

Owner

1125 41st Ave is held in a trust since September 1998.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record2 Trust Names on File
Mailing Address10123 HIGHWAY 9, BEN LOMOND, CA 95005-9217
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 1998 · Amount on File
Deed SaleSep 9, 1998 · Amount on File
Prior SaleOct 10, 1996 · Amount on File
Deed Document Number199853344
Prior Transfer DateMar 30, 1995
Prior Transfer Doc0000015984
Record UpdatedSep 20, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1125 41ST AVE, CAPITOLA, CA 95010-3905
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009749
DateMar 22, 2017
Instrument2017-0009749
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressPHOENIX, AZ 85003
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1125 41st Ave was $9,167.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$679,616 (+2%) Land $319,820 Building $359,796
2025$9,167.00$666,292 Land $313,550 Building $352,742
2023$8,193.00 (+8.96%)$640,418 Land $301,374 Building $339,044
2022$7,519.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1125 41st Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1125 41st Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA CRUZ WATER DEPARTMENT
serves 94,626 people · EPA ID CA4410010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, GeoLinks, Xfinity.

Nearby Properties on 41st Ave

Nearby Streets

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