86 Willow Ave, Larchmont, NY 10538 Property Records

Westchester County and Mamaroneck Town property record for 86 Willow Ave, Larchmont, NY 10538

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,013 sqft · built 1930
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on Record
Last Sale$1,155,000 (Jul 2023)
Tax Bill$32,890 (2026)
Deeds & MortgagesJul 2023 Sale & Mortgage
Mar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN553201 7-9-452

Property Details

APN / Parcel Number

Primary APN553201 7-9-452
Alternative APNs
  • 320100700904520000000000
  • 447600

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,013 sqft Living Area
1st Floor Area815 sqft
2nd Floor Area770 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeDetached
Garage Area324 sqft
Parking Spaces1 Parking Space
PorchPatio
Porch Area170 sqft
Patio Area306 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number447600
Street Address86 WILLOW AVE
CityLARCHMONT
StateNY
Zip10538-3520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal SubdivisionWOODBINE PARK
Legal Block452
JurisdictionWESTCHESTER NY
Township / Civil DivisionMAMARONECK
Census Block Group3
Census Block3008
Census Tract7100

Owner

Source: Westchester County and Mamaroneck Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address86 WILLOW AVE, LARCHMONT, NY 10538-3520
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2023Executor's Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Mar 30, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2023 · Amount on Record
Deed SaleJul 20, 2023 · Amount on Record
Deed Document Number20233698
Prior Transfer DateMar 19, 2018
Prior Transfer Doc0580753483
Record UpdatedOct 29, 2026

July 2023: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionWESTCHESTER NY
Recording DateJul 20, 2023
Property Address86 WILLOW AVE, LARCHMONT, NY 10538-3520
Document Number0631583698
Instrument DateJul 10, 2023
Instrument631583698
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyFUTURE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,620.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 GERLACH PL # CE, CE, LARCHMONT, NY 10538-2721
InvestorPossibly a Property Investor

Mortgage

Document Number0631933061
DateJul 20, 2023
Instrument631933061
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address86 WILLOW AVE, LARCHMONT, NY 10538-3520
Document Number0571223650
Book / Page057122 / 003650
Instrument DateMar 30, 2017
Transaction TypeMortgage
Record UpdatedJun 1, 2017
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 WILLOW AVE LARCHMONT NY 105383520, LARCHMONT, NY 10538-3520

Mortgage

Document Number0571223650
DateMay 3, 2017
Book Page057122/003650
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 2, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Westchester County and Mamaroneck Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionMamaroneck Town
MunicipalityLarchmont Village
Unified School DistrictMamaroneck Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$32,890.00 (+31.14%)
2025$25,080.00$1,788,000 (+19.2%) Land $383,000 Building $1,405,000$1,788,000 (+19.2%) Land $383,000 Building $1,405,000
2024$1,500,000 (+40.45%) Land $383,000 Building $1,117,000$1,500,000 (+40.45%) Land $383,000 Building $1,117,000
2023$1,068,000 (+9.99%) Land $383,000 Building $685,000$1,068,000 (+9.99%) Land $383,000 Building $685,000
2022$971,000 Land $383,000 Building $588,000$971,000 Land $383,000 Building $588,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 61 policies
Nearby Flood Policies61 in force
Nearby Flood Claims60 (1992–2024)
Claims Outside the SFHA21 of 60
Most Recent ClaimMar 2024 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 14 claims
  • Hurricane Sandy, Oct 2012 · 13 claims
  • Severe Storms, Flooding, Heavy Rains, High Winds, Oct 1996 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLARCHMONT VILLAGE
serves 6,485 people · EPA ID NY5903433
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
Lead5 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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