86 Wells St, Westerly, RI 02891 Property Records

Westerly Town property record for 86 Wells St, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,567 sqft · built 2023
Lot Size	0.278 acres (12,098 sqft)
Owner	Individual Name on Record
Last Sale	$538,500 (Sep 2023)
Tax Bill	$4,056 (2025)
Deeds & Mortgages	Sep 2023 Sale May 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:087 B:139-A L`

Property Details

APN / Parcel Number

Primary APN	`M:087 B:139-A L`
Alternative APNs	`WEST M:87 B:139 L:A` `19334225`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,567 sqft Living Area
Gross Area	5,231 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,098 sqft (0.278 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	19334225
Street Address	86 WELLS ST
City	WESTERLY
State	RI
Zip	02891-2904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	139
Legal Lot Number	A
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1030
Census Tract	50802

Owner

Source: Westerly Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	86 WELLS ST, WESTERLY, RI 02891-2904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Warranty Deed, Subdivision Related Transfer
May 22, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance RIVHEAD CONST FINANCI
Apr 27, 2023	Warranty Deed, Transfer
May 24, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	Apr 27, 2023 · Amount on Record
Deed Document Number	20233289
Deed Book / Page	2023 / 13230
Prior Transfer Date	Apr 18, 2023
Prior Transfer Doc	02023-5080
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Sep 29, 2023
Property Address	86 WELLS ST, WESTERLY, RI 02891-2904
Document Number	2023-13230
Book / Page	2023 / 13230
Instrument Date	Sep 14, 2023
Instrument	2023-3289
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 WELLS ST, WESTERLY, RI 02891-2904

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	86 WELLS ST, WESTERLY, RI 02891-2904
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023-6315
Date	May 22, 2023
Book Page	2023/6315
Instrument	2023-1586

Lender

Name	RIVHEAD CONST FINANCI

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Apr 27, 2023
Property Address	86 WELLS ST, WESTERLY, RI 02891-2904
Document Number	02023-5080
Book / Page	2023 / 5080
Instrument Date	Apr 18, 2023
Instrument	2023-1288
Transaction Type	Transfer
Record Updated	May 11, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 BOSTON NECK RD UNIT 6, 6, NARRAGANSETT, RI 02882-1755

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTERLY RI
Recording Date	May 24, 2021
Property Address	86 WELLS ST, WESTERLY, RI 02891-2904
Document Number	2021-14206
Book / Page	2021 / 14206
Instrument Date	May 19, 2021
Instrument	2021-3139
Transaction Type	Transfer
Record Updated	Jun 3, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 EGRET LN, WESTERLY, RI 02891-4417

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,056.00 (+696.86%)	$521,300 (+940.52%) Land $152,600 Building $368,700
2023	$509.00 (+0.59%)	$50,100 (-) Land $50,100
2022	$506.00	$50,100 Land $50,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1981–2012)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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