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82 Wells St, Westerly, RI 02891 Property Records

Westerly Town property record for 82 Wells St, Westerly, RI 02891

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,478 sqft · built 1948
Lot Size0.268 acres (11,663 sqft)
Owner2 Individual Names on File
Last Sale$503,000 (Aug 2026)
Tax Bill$3,614 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNWEST M:87 B:137

Property Details

APN / Parcel Number

Primary APNWEST M:87 B:137
Alternative APNs
  • M:087 B:137 L
  • 10012975

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,478 sqft Living Area
Gross Area5,154 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,663 sqft (0.268 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number10012975
Street Address82 WELLS ST
CityWESTERLY
StateRI
Zip02891-2904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block137
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1030
Census Tract50802

Owner

Source: Westerly Town records · APN WEST M:87 B:137

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address82 WELLS ST, WESTERLY, RI 02891-2904
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Person

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2026Warranty Deed, Transfer · Conventional Mortgage
SEACOAST MORTGAGE
Oct 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 03, 2026 · Amount on Record
Deed SaleAug 03, 2026 · Amount on Record
Prior SaleJul 16, 1997 · Amount on Record
Deed Document Number20262627
Deed Book / Page2026 / 11825
Record UpdatedSep 20, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateAug 03, 2026
Property Address82 WELLS ST, WESTERLY, RI 02891-2904
Document Number0000002627
Book / Page2026 / 11825
Instrument DateJul 31, 2026
Instrument20262627
Transaction TypeTransfer
Record UpdatedAug 19, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address82 WELLS ST, WESTERLY, RI 02891-2904

Mortgage

DateAug 03, 2026
Lender
NameSEACOAST MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.47%
Max Rate-1%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address82 WELLS ST, WESTERLY, RI 02891-2904
Document Number2020-3050
Instrument DateOct 20, 2020
Transaction TypeMortgage
Record UpdatedNov 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address82 WELLS ST WESTERLY RI 028912904, WESTERLY, RI 02891-2904

Mortgage

Document Number2020-3050
DateOct 27, 2020
Book Page002020/023050
Instrument5253
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 26, 2050

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,614.00 (+0.17%)$464,500 (+30.81%) Land $153,400 Building $311,100
2023$3,608.00 (+0.59%)$355,100 (-) Land $110,000 Building $245,100
2022$3,587.00$355,100 Land $110,000 Building $245,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims12 (1981–2012)
Claims Outside the SFHA1 of 12
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Hurricane Bob, Aug 1991 · 4 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 170 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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