Strafford County and Dover City property record for 86 Waterloo Cir, Dover, NH 03820
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,054 sqft · built 2001 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Apr 2001) |
| Tax Bill | $20,121 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | DOVR M:M0076 B:L:14000 |
| Primary APN | DOVR M:M0076 B:L:14000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,054 sqft Living Area |
| 1st Floor Area | 1,395 sqft |
| Attic | Attic |
| Attic Area | 193 sqft |
| Basement Area | 1,416 sqft |
| Unfinished Basement | 1,416 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 37,462 sqft (0.86 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 86 WATERLOO CIR |
|---|---|
| City | DOVER |
| State | NH |
| Zip | 03820-4954 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Lot Number | 14000 |
| Jurisdiction | DOVER CITY NH |
| Township / Civil Division | DOVER |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 81200 |
Source: Strafford County and Dover City records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 86 WATERLOO CIR, DOVER, NH 03820-4954 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Sep 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MTG LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2001 · Amount on Record |
| Deed Sale | Apr 6, 2001 · Amount on Record |
| Deed Book / Page | 2293 / 202 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Property Address | 86 WATERLOO CIR, DOVER, NH 03820-4954 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 005169-247 |
|---|---|
| Date | Mar 4, 2024 |
| Book Page | 5169/247 |
| Instrument | 240002440 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Property Address | 86 WATERLOO CIR, DOVER, NH 03820-4954 |
| Document Number | 0048100780 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 86 WATERLOO CIR DOVER NH 038204954, DOVER, NH 03820-4954 |
| Document Number | 0048100780 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 004810/000780 |
| Instrument | 16088 |
| Name | ENVOY MTG LP |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2050 |
Source: Strafford County and Dover City assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Strafford County |
| Municipality | Dover City |
| Unified School District | Dover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,121.00 (+8.31%) | $1,022,400 (-) Land $269,900 Building $752,500 | |
| 2024 | $18,577.00 (+13.82%) | $1,022,400 (+17.14%) Land $269,900 Building $752,500 | $1,691,475 |
| 2023 | $16,321.00 (+2.27%) | $872,800 (+8.5%) Land $212,100 Building $660,700 | |
| 2022 | $15,959.00 | $804,400 Land $202,400 Building $602,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2001–2006) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER DEPT serves 29,000 people · EPA ID NH0651010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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