Strafford County and Dover City property record for 78 Waterloo Cir, Dover, NH 03820
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,002 sqft · built 2005 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Apr 2000) |
| Tax Bill | $28,873 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | DOVR M:M0076 B:L:13000 |
| Primary APN | DOVR M:M0076 B:L:13000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,002 sqft Living Area |
| 1st Floor Area | 1,909 sqft |
| Attic | Attic |
| Attic Area | 253 sqft |
| Basement Area | 1,965 sqft |
| Unfinished Basement | 1,965 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 37,462 sqft (0.86 acres) |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 78 WATERLOO CIR |
|---|---|
| City | DOVER |
| State | NH |
| Zip | 03820-4954 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Lot Number | 13000 |
| Jurisdiction | DOVER CITY NH |
| Township / Civil Division | DOVER |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 81200 |
78 Waterloo Cir is owned by an individual who bought it in April 2000.
Source: Strafford County and Dover City records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 242 CENTRAL AVE, DOVER, NH 03820-4130 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2021 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2000 · Amount on File |
| Deed Sale | Apr 12, 2000 · Amount on File |
| Deed Book / Page | 2188 / 293 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Property Address | 78 WATERLOO CIR, DOVER, NH 03820-4954 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004924-311 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 4924/311 |
| Instrument | 210013146 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Property Address | 78 WATERLOO CIR, DOVER, NH 03820-4954 |
| Document Number | 0048510405 |
| Instrument Date | Dec 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 78 WATERLOO CIR DOVER NH 038204954, DOVER, NH 03820-4954 |
| Document Number | 0048510405 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 004851/000405 |
| Instrument | 23289 |
| Name | LEADER ONE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 28, 2050 |
The 2025 property tax bill for 78 Waterloo Cir was $28,873, up 8.3% from the year before.
Source: Strafford County and Dover City assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Strafford County |
| Municipality | Dover City |
| Unified School District | Dover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,873.00 (+8.31%) | $1,467,100 (-) Land $270,000 Building $1,197,100 | |
| 2024 | $26,657.00 (+12.53%) | $1,467,100 (+15.81%) Land $270,000 Building $1,197,100 | $1,904,655 |
| 2023 | $23,689.00 (+2.54%) | $1,266,800 (+8.79%) Land $212,100 Building $1,054,700 | |
| 2022 | $23,102.00 | $1,164,400 Land $202,500 Building $961,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Waterloo Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2001–2006) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Waterloo Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER DEPT serves 29,000 people · EPA ID NH0651010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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