86 W Keel Dr, Hampstead, NC 28443 Property Records

Pender County property record for 86 W Keel Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,516 sqft · built 2022
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Sep 2021)
Tax Bill	$4,348 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3292-34-4812-0000`

Property Details

APN / Parcel Number

Primary APN	`3292-34-4812-0000`
Alternative APN	`000041720`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,516 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Wood
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	300 ft deep x 290 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000041720
Street Address	86 W KEEL DR
City	HAMPSTEAD
State	NC
Zip	28443-3877
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 154 PB 67/71 SALTERS HAVEN @ LEA MARINA PH 2 SEC 2
Legal Subdivision	PHASE 2
Legal Phase	2
Legal Lot Number	154
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2012
Census Tract	920202

Owner

86 W Keel Dr is owned and occupied by two individuals who bought it in September 2021.

Source: Pender County records, as of June 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	86 W KEEL DR, HAMPSTEAD, NC 28443-3877
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Line of Credit WALTON MORTGAGE INC
Aug 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage NOVUS HOME MORTGAGE
Sep 30, 2021	Warranty Deed, Transfer · Commercial Mortgage SOUTHERN BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on File
Deed Sale	Sep 30, 2021 · Amount on File
Deed Book / Page	4766 / 2269
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Recording Date	Jun 5, 2026
Property Address	86 W KEEL DR, HAMPSTEAD, NC 28443-3877
Document Number	0020156919
Book / Page	4894 / 2055
Instrument Date	May 29, 2026
Instrument	202620156919
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 W KEEL DR, HAMPSTEAD, NC 28443-3877

Mortgage

Document Number	0020156919,
Date	Jun 5, 2026
Book Page	4894/2055
Instrument	202620156919

Lender

Name	WALTON MORTGAGE INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 24, 2046

Interest

Rate	6.3%
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	86 W KEEL DR, HAMPSTEAD, NC 28443-3877
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048190264
Date	Aug 14, 2023
Book Page	4819/264

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company
Address	WAUKESHA, WI 53186

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Sep 30, 2021
Property Address	86 W KEEL DR, HAMPSTEAD, NC 28443-3877
Document Number	0047662269
Book / Page	4766 / 2269
Map Reference	MB 67 PG 71-74
Instrument Date	Sep 22, 2021
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 GREGORY RD NE STE 1, 1, BELVILLE, NC 28451-9276

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 LADY BUG LN, WILMINGTON, NC 28411-8013

Mortgage

Document Number	0047662271
Date	Sep 30, 2021
Instrument	4766/2271

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 86 W Keel Dr was $4,348.

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,348.00	$722,240 Land $242,730 Building $479,510	$722,240 Land $242,730 Building $479,510
2023		$158,752 (-) Land $158,752	$158,752 (-) Land $158,752
2022	$1,321.00	$158,752 Land $158,752	$158,752 Land $158,752

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 W Keel Dr in Zone X, an area of minimal flood risk, though there have been 69 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	69 (1988–2026)
Claims Outside the SFHA	24 of 69
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims Hurricane Fran, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 W Keel Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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