138 W Keel Dr, Hampstead, NC 28443 Property Records

Pender County property record for 138 W Keel Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,513 sqft · built 2022
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,581 (2025)
Deeds & Mortgages	Dec 2021 Sale & Construction Loan Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`3292-35-1076-0000`

Property Details

APN / Parcel Number

Primary APN	`3292-35-1076-0000`
Alternative APN	`000041737`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,513 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Wood
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	300 ft deep x 290 ft wide
Pool Area	525 sqft
Patio Area	1,167 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000041737
Street Address	138 W KEEL DR
City	HAMPSTEAD
State	NC
Zip	28443-4063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 158 PB 67/71 SALTERS HAVEN @ LEA MARINA PH 2 SEC 2
Legal Subdivision	SALTERS AT ELA
Legal Phase	2
Legal Lot Number	158
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2012
Census Tract	920202

Owner

Source: Pender County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 N LAMPLIGHTERS WALK, HAMPSTEAD, NC 28443-4510
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Warranty Deed, Construction Loan · Construction Mortgage SOUTHERN TRUST MORTGAGE LLC
Jan 7, 2022	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 23, 2021
Transfer Doc	0047760838
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Dec 30, 2021
Property Address	138 W KEEL DR, HAMPSTEAD, NC 28443-4063
Document Number	0047752221
Book / Page	4775 / 2221
Instrument Date	Dec 22, 2021
Transaction Type	Construction Loan
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 GREGORY RD # NE1, NE1, BELVILLE, NC 28451-9275

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8515 STREAMVIEW DR APT L, L, HUNTERSVILLE, NC 28078-6129

Mortgage

Document Number	0047752223
Date	Dec 30, 2021
Instrument	4775/2223

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jan 1, 2032
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

January 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	PENDER NC
Recording Date	Jan 7, 2022
Property Address	138 W KEEL DR, HAMPSTEAD, NC 28443-4063
Document Number	0047760838
Book / Page	4776 / 838
Instrument Date	Nov 23, 2021
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8515 STREAMVIEW DR APT L, L, HUNTERSVILLE, NC 28078-6129

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,581.00 (+298.07%)	$849,276 (+404.22%) Land $256,868 Building $592,408	$849,276 (+404.22%) Land $256,868 Building $592,408
2023		$168,432 (-) Land $168,432	$168,432 (-) Land $168,432
2022	$1,402.00	$168,432 Land $168,432	$168,432 Land $168,432

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	69 (1988–2026)
Claims Outside the SFHA	24 of 69
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims Hurricane Fran, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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