86 Summit Ave, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 86 Summit Ave, Winthrop, MA 02152

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 3,435 sqft · built 1895
Lot Size	0.154 acres (6,700 sqft)
Owner	Individual Name on Record
Last Sale	$197,500 (Jan 1995)
Tax Bill	$9,815 (2026)
Deeds & Mortgages	Jan 2021 Refinance Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WINT M:063 L:026`

Property Details

APN / Parcel Number

Primary APN	`WINT M:063 L:026`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,435 sqft Living Area
Gross Area	6,010 sqft
Basement Area	1,320 sqft
Unfinished Basement	1,320 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,700 sqft (0.154 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	86 SUMMIT AVE
City	WINTHROP
State	MA
Zip	02152-1495
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	26
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	1
Census Block	1006
Census Tract	180101

Owner

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	86 SUMMIT AVE, WINTHROP, MA 02152-1495
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSS CNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 1995 · Amount on Record
Deed Sale	Jan 19, 1995 · Amount on Record
Deed Document Number	1995109259
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	86 SUMMIT AVE, WINTHROP, MA 02152-1495
Transaction Type	Mortgage
Record Updated	Feb 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	915713
Date	Jan 22, 2021
Instrument	915713

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	86 SUMMIT AVE, WINTHROP, MA 02152-1495
Document Number	0000907470
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 SUMMIT AVE WINTHROP MA 021521495, WINTHROP, MA 02152-1495

Mortgage

Document Number	0000907470
Date	Jun 19, 2020
Instrument	907470

Lender

Name	CROSS CNTRY MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 18, 2040

Tax Assessment & Valuation

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,815.00 (+13%)	$881,100 (+4.68%) Land $363,500 Building $517,600	$848,968
2025	$8,686.00 (+12.32%)	$841,700 (+13.42%) Land $346,100 Building $495,600
2024	$7,733.00 (-8.67%)	$742,100 (-6.22%) Land $332,700 Building $409,400
2023	$8,467.00	$791,300 Land $304,500 Building $486,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 individual policies
Nearby Flood Policies	71 units insured incl. 26 condo units
Nearby Flood Claims	92 (1978–2023)
Claims Outside the SFHA	5 of 92
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Winter Coastal Storm, Dec 1992 · 9 claims Coastal Storm, Oct 1991 · 23 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Netafy, Verizon.

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