76 Summit Ave, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 76 Summit Ave, Winthrop, MA 02152

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 2,933 sqft · built 1920
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Jan 2020)
Tax Bill	$8,832 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`WINT M:063 L:024`

Property Details

APN / Parcel Number

Primary APN	`WINT M:063 L:024`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	3 Stories
Building Area	2,933 sqft Living Area
Gross Area	5,305 sqft
Basement Area	1,338 sqft
Unfinished Basement	1,338 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,000 sqft (0.092 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	76 SUMMIT AVE
City	WINTHROP
State	MA
Zip	02152-1038
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	24
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	1
Census Block	1006
Census Tract	180101

Owner

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	76 SUMMIT AVE, WINTHROP, MA 02152-1038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE LENDERS INC
Sep 28, 2023	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Feb 26, 2021	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Nov 8, 2021	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
May 17, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Jan 17, 2020	Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2020 · Amount on Record
Deed Sale	Jan 17, 2020 · Amount on Record
Prior Sale	Mar 19, 2009
Deed Document Number	20204518
Deed Book / Page	62412 / 70
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	76 SUMMIT AVE, WINTHROP, MA 02152-1038
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072184-208
Date	Dec 8, 2025
Book Page	72184/208
Instrument	78294

Lender

Name	UNITED MORTGAGE LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	76 SUMMIT AVE, WINTHROP, MA 02152-1038
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069472-217
Date	Sep 28, 2023
Book Page	69472/217
Instrument	61194

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	76 SUMMIT AVE, WINTHROP, MA 02152-1038
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064867-54
Date	Feb 26, 2021
Book Page	64867/54
Instrument	20962

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	76 SUMMIT AVE, WINTHROP, MA 02152-1038
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066630-105
Date	Nov 8, 2021
Book Page	66630/105
Instrument	122137

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	76 SUMMIT AVE, WINTHROP, MA 02152-1038
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067653-269
Date	May 17, 2022
Book Page	67653/269
Instrument	42363

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Jan 17, 2020
Property Address	76 SUMMIT AVE, WINTHROP, MA 02152-1038
Document Number	62412-70
Book / Page	62412 / 70
Instrument Date	Jan 17, 2020
Instrument	4518
Transaction Type	Transfer
Record Updated	Jun 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 SUMMIT AVE, WINTHROP, MA 02152-1038

Mortgage

Document Number	4519
Date	Jan 17, 2020
Instrument	4519

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,832.00 (+13.16%)	$792,800 (+4.83%) Land $344,400 Building $448,400	$877,960
2025	$7,805.00 (+9.48%)	$756,300 (+10.54%) Land $328,000 Building $428,300
2024	$7,129.00 (-6.28%)	$684,200 (-3.76%) Land $315,200 Building $369,000
2023	$7,607.00	$710,900 Land $288,500 Building $422,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 individual policies
Nearby Flood Policies	71 units insured incl. 26 condo units
Nearby Flood Claims	92 (1978–2023)
Claims Outside the SFHA	5 of 92
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Winter Coastal Storm, Dec 1992 · 9 claims Coastal Storm, Oct 1991 · 23 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Netafy, Verizon.

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