86 Summit Ave, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 86 Summit Ave, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,092 sqft · built 1910
Lot Size	0.032 acres (1,394 sqft)
Owner	Individual Name on File
Last Sale	$179,000 (Sep 2022)
Tax Bill	$3,427 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-00810-0000-00030`

Property Details

APN / Parcel Number

Primary APN	`19-00810-0000-00030`
Alternative APNs	`190081000030` `03005700` `1074`

Interior

Stories	2 Stories
Building Area	1,092 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	1,394 sqft (0.032 acres)
Lot Dimensions	100 ft deep x 14 ft wide

Location & Zoning

Account Number	1074
Street Address	86 SUMMIT AVE
City	PHILLIPSBURG
State	NJ
Zip	08865-2453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Subdivision	MUNICIPALITY/PHILLIPSBURG
Legal Block	810
Legal Lot Number	30
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	2
Census Block	2005
Census Tract	30700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

86 Summit Ave is owned and occupied by an individual who bought it in September 2022.

Source: Warren County and Phillipsburg Town records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	86 SUMMIT AVE, PHILLIPSBURG, NJ 08865-2453
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 15, 2020	Grant Deed, Transfer · Conventional with PMI PRINCETON MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2022 · Amount on File
Deed Sale	Sep 27, 2022 · Amount on File
Prior Sale	Dec 15, 2020 · Amount on File
Deed Document Number	2022582886
Deed Book / Page	3298 / 194
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Sep 27, 2022
Property Address	86 SUMMIT AVE, PHILLIPSBURG, NJ 08865-2453
Document Number	003298/194
Book / Page	3298 / 194
Instrument Date	Sep 14, 2022
Instrument	2022-582886
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	TITLE MASTERS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$626.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1510 PAUL EATON RD, 1510, EASTON, PA 18040-1262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 SUMMIT AVE, PHILLIPSBURG, NJ 08865-2453

Mortgage

Document Number	2022582887
Date	Sep 27, 2022
Instrument	2022-582887

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Dec 15, 2020
Property Address	86 SUMMIT AVE, PHILLIPSBURG, NJ 08865-2453
Document Number	0000541894
Book / Page	003117 / 000219
Instrument Date	Dec 8, 2020
Instrument	541894
Transaction Type	Transfer
Record Updated	Feb 12, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	86 SUMMIT AVE PHILLIPSBURG NJ 088652453, PHILLIPSBURG, NJ 08865-2453

Mortgage

Document Number	541895
Date	Dec 15, 2020
Book Page	006993/000223
Instrument	541895

Lender

Name	PRINCETON MTG
Type	Mortgage Company
Address	EWING, NJ 08628

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 86 Summit Ave was $3,427, up 2.9% from the year before.

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,300 (-) Land $22,100 Building $51,200	$73,300 (-) Land $22,100 Building $51,200
2025	$3,427.00 (+2.88%)	$73,300 Land $22,100 Building $51,200	$73,300 Land $22,100 Building $51,200
2024	$3,331.00
2023		$73,300 Land $22,100 Building $51,200	$73,300 Land $22,100 Building $51,200
2022	$2,824.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 86 Summit Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Summit Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Starlink Satellite	280 / 30

May also be available: Astound Broadband, AT&T, T-Mobile, Verizon, Xfinity.

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