85 Summit Ave, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 85 Summit Ave, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	2,613 sqft · built 1900
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Sep 2021)
Tax Bill	$9,434 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`19-00809-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`19-00809-0000-00013`
Alternative APNs	`190080900013` `03006350` `1030`

Interior

Stories	2 Stories
Building Area	2,613 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	1030
Street Address	85 SUMMIT AVE
City	PHILLIPSBURG
State	NJ
Zip	08865-2455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Subdivision	TOWN/PHILLIPSBURG
Legal Block	809
Legal Lot Number	13
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	1
Census Block	1010
Census Tract	30700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

85 Summit Ave is owned by an individual who bought it in September 2021.

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	12 BALMORAL DR, PITTSTOWN, NJ 08867-5181
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Sep 17, 2021	Deed, Transfer ASSOCIATED TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2021 · Amount on File
Deed Sale	Sep 17, 2021 · Amount on File
Prior Sale	Mar 16, 2005 · Amount on File
Deed Document Number	2021561456
Deed Book / Page	3197 / 89
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	85 SUMMIT AVE, PHILLIPSBURG, NJ 08865-2455
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BALMORAL DRIVE, ALEXANDRIA, NJ

Mortgage

Document Number	007429/175
Date	Jan 10, 2023
Book Page	7429/175
Instrument	2023-587049

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Dec 24, 2042

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Sep 17, 2021
Property Address	85 SUMMIT AVE, PHILLIPSBURG, NJ 08865-2455
Document Number	0003197/89
Book / Page	3197 / 89
Instrument Date	Sep 9, 2021
Instrument	2021-561456
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	ASSOCIATED TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$455.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BALMORAL DR, PITTSTOWN, NJ 08867-5181

Tax Assessment & Valuation

The 2025 property tax bill for 85 Summit Ave was $9,434, up 2.9% from the year before.

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,800 (-) Land $26,600 Building $175,200	$201,800 (-) Land $26,600 Building $175,200
2025	$9,434.00 (+2.87%)	$201,800 Land $26,600 Building $175,200	$201,800 Land $26,600 Building $175,200
2024	$9,171.00
2023		$201,800 Land $26,600 Building $175,200	$201,800 Land $26,600 Building $175,200
2022	$8,370.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Summit Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	11 (2004–2006)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Jun 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Summit Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Starlink Satellite	280 / 30

May also be available: Astound Broadband, AT&T, T-Mobile, Verizon, Xfinity.

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