82 Summertree Dr, Nicholasville, KY 40356 Property Records

Jessamine County property record for 82 Summertree Dr, Nicholasville, KY 40356

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,318 sqft · built 1983
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$378,900 (Jun 2006)
Tax Bill	$6,054 (2025)
Deeds & Mortgages	May 2023 Line of Credit Feb 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`042-30-03-005.00`

Property Details

APN / Parcel Number

Primary APN	`042-30-03-005.00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,318 sqft Living Area
Basement Area	2,095 sqft
Unfinished Basement	2,095 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Exterior Material	Brick Veneer
Foundation Type	Block
Lot Area	87,120 sqft
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	82 SUMMERTREE DR
City	NICHOLASVILLE
State	KY
Zip	40356-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28B
Legal Subdivision	CROSSWOODS
Legal Block	B
Legal Lot Number	28
Jurisdiction	JESSAMINE KY
Township / Civil Division	KEENE
Census Block Group	1
Census Block	1019
Census Tract	60600

Owner

Source: Jessamine County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	82 SUMMERTREE DR, NICHOLASVILLE, KY 40356-9714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO
Feb 14, 2017	Deed of Trust, Mortgage · Line of Credit UNITED STATES FCU
Oct 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY BANK
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY BANK
Jul 16, 2020	Deed of Trust, Mortgage · Line of Credit KENTUCKY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2006 · Amount on Record
Deed Sale	Jun 28, 2006 · Amount on Record
Deed Document Number	194640
Deed Book / Page	D564 / 484
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	82 SUMMERTREE DR, NICHOLASVILLE, KY 40356-9714
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 SUMMERTREE DR, NICHOLASVILLE, KY 40356-9714

Mortgage

Document Number	0000453985
Date	May 3, 2023
Book Page	M1542/350
Instrument	453985

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	82 SUMMERTREE DR, NICHOLASVILLE, KY 40356-9714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000351398
Date	Feb 14, 2017
Book Page	M1276/385
Instrument	351398

Lender

Name	UNITED STATES FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 13, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	82 SUMMERTREE DR, NICHOLASVILLE, KY 40356-9714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000380188
Date	Oct 1, 2019
Book Page	M1376/207
Instrument	380188

Lender

Name	KENTUCKY BANK
Type	Bank
Address	PARIS, KY 40361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2039

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	82 SUMMERTREE DR, NICHOLASVILLE, KY 40356-9714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000387221
Date	Apr 24, 2020
Book Page	M1398/678
Instrument	387221

Lender

Name	KENTUCKY BANK
Type	Bank
Address	PARIS, KY 40361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	82 SUMMERTREE DR, NICHOLASVILLE, KY 40356-9714
Document Number	0000390908
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Sep 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	82 SUMMERTREE DR NICHOLASVILLE KY 403569714, NICHOLASVILLE, KY 40356-9714

Mortgage

Document Number	0000390908
Date	Aug 5, 2020
Book Page	001414/000035
Instrument	390908

Lender

Name	KENTUCKY BK
Type	Bank
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 4, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jessamine County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Jessamine County
Unified School District	Jessamine County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,054.00 (-1.13%)	$527,850 (-) Land $70,380 Building $457,470	$527,850 (-) Land $70,380 Building $457,470
2023	$6,123.00	$527,850 Land $70,380 Building $457,470	$527,850 Land $70,380 Building $457,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JESSAMINE S ELKHORN WATER DIST serves 8,826 people · EPA ID KY0570249
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

Nearby Properties on Summertree Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures