Floyd County property record for 86 Stephens Rd SE, Silver Creek, GA 30173
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 996 sqft · built 1930 |
| Lot Size | 1.97 acres (85,813 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Sep 2022) |
| Tax Bill | $1,206 (2026) |
| Deeds & Mortgages | Sep 2022 Mortgage Sep 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | K18--089 |
| Primary APN | K18--089 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 996 sqft Heated Area |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 85,813 sqft (1.97 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 404 sqft |
| Shed | 1 Shed |
| Shed Area | 98 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 12640 |
|---|---|
| Street Address | 86 STEPHENS RD SE |
| City | SILVER CREEK |
| State | GA |
| Zip | 30173-2965 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-R |
| Legal Description | LT48-50 LL157 22/3 PLEASANT HOPE SUB |
| Legal Subdivision | PLEASANT HOPE |
| Legal Lot Number | 48-50 |
| Jurisdiction | FLOYD GA |
| Township / Civil Division | ROME |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1704 |
86 Stephens Rd SE is owned and occupied by an individual who bought it in September 2022.
Source: Floyd County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 86 STEPHENS RD SE, SILVER CREEK, GA 30173-2965 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK |
| Sep 27, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2022 · Amount on File |
| Deed Sale | Sep 28, 2022 · Amount on File |
| Prior Sale | Mar 25, 2011 · Amount on File |
| Deed Document Number | 20223853 |
| Deed Book / Page | 2768 / 762 |
| Prior Transfer Date | Jul 13, 1998 |
| Prior Transfer Doc | 1471000483 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD GA |
| Property Address | 86 STEPHENS RD SE, SILVER CREEK, GA 30173-2965 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 86 STEPHENS RD SE, SILVER CREEK, GA 30173-2965 |
| Document Number | 0027680000000764 |
|---|---|
| Date | Sep 28, 2022 |
| Book Page | 0000002768/0000000764 |
| Instrument | 008832160016 |
| Name | SYNOVUS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLOYD GA |
| Recording Date | Sep 27, 2022 |
| Property Address | 86 STEPHENS RD SE, SILVER CREEK, GA 30173-2965 |
| Document Number | 0027680762 |
| Book / Page | 2768 / 762 |
| Instrument Date | Sep 27, 2022 |
| Instrument | 2022-003853 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 86 STEPHENS RD SE, SILVER CREEK, GA 30173-2965 |
The 2026 property tax bill for 86 Stephens Rd SE was $1,206, up 0.3% from the year before.
Source: Floyd County assessment roll, as of January 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Floyd County |
| Unified School District | Floyd County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,206.00 (+0.33%) | ||
| 2025 | $1,202.00 (+10.07%) | $42,002 (+9.96%) Land $14,628 Building $27,374 | $105,005 (+9.96%) Land $36,569 Building $68,436 |
| 2024 | $1,092.00 (+26.98%) | $38,199 (+5.76%) Land $13,002 Building $25,197 | $95,498 (+5.76%) Land $32,505 Building $62,993 |
| 2023 | $860.00 (-3.48%) | $36,119 (+20.18%) Land $11,820 Building $24,299 | $90,298 (+20.17%) Land $29,550 Building $60,748 |
| 2022 | $891.00 | $30,055 Land $9,377 Building $20,678 | $75,139 Land $23,443 Building $51,696 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 86 Stephens Rd SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 86 Stephens Rd SE is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 95% of Georgia |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLOYD COUNTY serves 46,143 people · EPA ID GA1150001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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