Floyd County property record for 147 Stephens Rd SE, Silver Creek, GA 30173
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,176 sqft · built 1955 |
| Lot Size | 5.33 acres (232,175 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Oct 2025) |
| Tax Bill | $1,519 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | K18--091 |
| Primary APN | K18--091 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,176 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 232,175 sqft (5.33 acres) |
| Porch | Slab |
|---|---|
| Deck Area | 240 sqft |
| Gazebo | 100 sqft |
| Utility Building | 1,107 sqft |
| Heating System | Gravity Furnace |
|---|
| Account Number | 50421 |
|---|---|
| Street Address | 147 STEPHENS RD SE |
| City | SILVER CREEK |
| State | GA |
| Zip | 30173-2971 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-R |
| Legal Description | PT48-51 PLEASANT HOPE SUB PB2-141 |
| Legal Subdivision | PLEASANT HOPE |
| Legal Lot Number | 48-51 |
| Jurisdiction | FLOYD GA |
| Township / Civil Division | ROME |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1704 |
147 Stephens Rd SE is owned and occupied by an individual who bought it in October 2025.
Source: Floyd County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 147 STEPHENS RD SE, SILVER CREEK, GA 30173-2971 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · USDA Mortgage VANDERBILT MORTGAGE |
| Oct 13, 2025 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2025 · Amount on File |
| Deed Sale | Oct 13, 2025 · Amount on File |
| Prior Sale | Oct 24, 2007 · Amount on File |
| Deed Book / Page | 2913 / 92 |
| Prior Transfer Date | Dec 4, 2004 |
| Prior Transfer Doc | 0019161285 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD GA |
| Recording Date | Apr 10, 2026 |
| Property Address | 147 STEPHENS RD SE, SILVER CREEK, GA 30173-2971 |
| Document Number | 0029400000001160 |
| Book / Page | 2940 / 1160 |
| Instrument Date | Apr 10, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 833 JAKE WHORTON RD SE, SILVER CREEK, GA 30173-3030 |
| Document Number | 2940001160, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 2940/1160 |
| Name | VANDERBILT MORTGAGE |
|---|
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLOYD GA |
| Recording Date | Oct 13, 2025 |
| Property Address | 147 STEPHENS RD SE, SILVER CREEK, GA 30173-2971 |
| Document Number | 0029130092 |
| Book / Page | 2913 / 92 |
| Instrument Date | Oct 3, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 147 STEPHENS RD SE, SILVER CREEK, GA 30173-2971 |
The 2026 property tax bill for 147 Stephens Rd SE was $1,519, up 239.8% from the year before.
Source: Floyd County assessment roll, as of January 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Floyd County |
| Unified School District | Floyd County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,519.00 (+239.82%) | ||
| 2025 | $447.00 (+12.59%) | $58,578 (+321.58%) Land $15,634 Building $42,944 | $146,443 (+321.56%) Land $39,084 Building $107,359 |
| 2024 | $397.00 (+9.67%) | $13,895 (+1%) Land $13,895 | $34,738 (+1%) Land $34,738 |
| 2023 | $362.00 (+16.4%) | $12,632 (+20.24%) Land $12,632 | $31,580 (+20.24%) Land $31,580 |
| 2022 | $311.00 | $10,506 Land $10,506 | $26,264 Land $26,264 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 147 Stephens Rd SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 147 Stephens Rd SE is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 95% of Georgia |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLOYD COUNTY serves 46,143 people · EPA ID GA1150001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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