86 Silver Lake Rd, Salem, NJ 08079 Property Records

Salem County and Lower Alloways Creek Township property record for 86 Silver Lake Rd, Salem, NJ 08079

Property Summary

Property Type	Farm - Irrigated or Dry
Details	2,176 sqft · built 1889
Lot Size	1 acre (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$3,363 (2025)
Deeds & Mortgages	Aug 2019 Refinance Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00037-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`05-00037-0000-00004`
Alternative APN	`050003700004`

Interior

Stories	2 Stories
Building Area	2,176 sqft Total Area

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Construction Type	Frame
Lot Area	43,560 sqft

Location & Zoning

Street Address	86 SILVER LAKE RD
City	SALEM
State	NJ
Zip	08079-9430
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Subdivision	LOWER ALLOWAYS CRK
Legal Block	37
Legal Lot Number	4
Jurisdiction	SALEM NJ
Township / Civil Division	LOWER ALLOWAYS CREEK
Census Block Group	1
Census Block	1042
Census Tract	22201

Owner

86 Silver Lake Rd, an agricultural property, is owned by an individual who acquired it in August 2012.

Source: Salem County and Lower Alloways Creek Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	86 SILVER LAKE RD, SALEM, NJ 08079-9430
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FRANKLIN BANK SSB
Jul 31, 2020	Grant Deed, Transfer FRANKLIN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2010
Deed Sale	Aug 3, 2010
Prior Sale	Jan 8, 2008
Deed Document Number	201023399
Deed Book / Page	3222 / 614
Last Transfer Date	Aug 3, 2012
Transfer Doc	0034720234
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM NJ
Property Address	86 SILVER LAKE RD, SALEM, NJ 08079-9430
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045310334
Date	Aug 13, 2019
Book Page	4531/334
Instrument	2019007560

Lender

Name	FRANKLIN BANK SSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Sep 1, 2024

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SALEM NJ
Recording Date	Jul 31, 2020
Property Address	86 SILVER LAKE RD, SALEM, NJ 08079-9430
Document Number	0045580793
Book / Page	004558 / 000793
Instrument Date	Jul 28, 2020
Instrument	5760
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	SALEM OAK TITLE AGENCY INC, SALEM OAK TITLE AGCY INC

Transaction

Amount	Amount on Record
Tax	$50.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	86 SILVER LAKE RD SALEM NJ 080799430, SALEM, NJ 08079-9430

Mortgage

Document Number	45581508
Date	Jul 31, 2020
Book Page	004558/001508
Instrument	5893

Lender

Name	FRANKLIN BK
Type	Bank
Address	WOODSTOWN, NJ 08098-0230

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 86 Silver Lake Rd was $3,363, up 12.7% from the year before.

Source: Salem County and Lower Alloways Creek Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Salem County
County Subdivision	Lower Alloways Creek Township
Unified School District	Lower Alloways Creek Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,100 (+171.81%) Land $47,500 Building $408,600	$456,100 (+171.81%) Land $47,500 Building $408,600
2025	$3,363.00 (+12.74%)	$167,800 Land $25,000 Building $142,800	$167,800 Land $25,000 Building $142,800
2024	$2,983.00
2023		$167,800 Land $25,000 Building $142,800	$167,800 Land $25,000 Building $142,800
2022	$2,721.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Silver Lake Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 27, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	17 (1979–2017)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Emergency Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Silver Lake Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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