Salem County and Lower Alloways Creek Township property record for 45 Silver Lake Rd, Salem, NJ 08079
| Property Type | Single Family Home |
|---|---|
| Details | 960 sqft · built 2004 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,094 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00038-0000-00004-02 |
| Primary APN | 05-00038-0000-00004-02 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Frame |
| Lot Area | 87,120 sqft |
| Street Address | 45 SILVER LAKE RD |
|---|---|
| City | SALEM |
| State | NJ |
| Zip | 08079-9431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 38 |
| Legal Lot Number | 4.2 |
| Jurisdiction | SALEM NJ |
| Township / Civil Division | LOWER ALLOWAYS CREEK |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 22201 |
45 Silver Lake Rd is owned and occupied by two individuals who acquired it in October 2003.
Source: Salem County and Lower Alloways Creek Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 SILVER LAKE RD, SALEM, NJ 08079-9431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 30, 2003 |
| Transfer Doc | 0000074515 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM NJ |
| Property Address | 45 SILVER LAKE RD, SALEM, NJ 08079-9431 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Title Company | SURE TITLE COMPANY LLC, SURETY TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0045771771 |
|---|---|
| Date | Feb 9, 2021 |
| Book Page | 4577/1771 |
| Instrument | 2021001751 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 1, 2031 |
The 2025 property tax bill for 45 Silver Lake Rd was $2,094, up 12.7% from the year before.
Source: Salem County and Lower Alloways Creek Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Salem County |
| County Subdivision | Lower Alloways Creek Township |
| Unified School District | Lower Alloways Creek Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $404,800 (+287.37%) Land $60,000 Building $344,800 | $404,800 (+287.37%) Land $60,000 Building $344,800 | |
| 2025 | $2,094.00 (+12.7%) | $104,500 Land $34,500 Building $70,000 | $104,500 Land $34,500 Building $70,000 |
| 2024 | $1,858.00 | ||
| 2023 | $104,500 Land $34,500 Building $70,000 | $104,500 Land $34,500 Building $70,000 | |
| 2022 | $1,694.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Silver Lake Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 27, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 17 (1979–2017) |
| Claims Outside the SFHA | 1 of 17 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Silver Lake Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 60% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
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