86 S Main St, Payson, UT 84651 Property Records

Utah County property record for 86 S Main St, Payson, UT 84651

Property Summary

Property Type	Commercial
Details	4,680 sqft · built 1891
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on Record
Tax Bill	$4,910 (2025)
Deeds & Mortgages	Jun 2022 Sale Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-022-0002`

Property Details

APN / Parcel Number

Primary APN	`08-022-0002`
Alternative APN	`010156`

Interior

Stories	1 Story
Building Area	4,680 sqft Gross Area
1st Floor Area	3,450 sqft
Basement Area	1,205 sqft

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Porch	Covered Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	010156
Street Address	86 S MAIN ST
City	PAYSON
State	UT
Zip	84651-2223
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	COM. 52 FT N OF SE COR OF BLK 28, PLAT A, PAYSON CITY SURVEY; N 23 FT; W 92.5 FT; S 23 FT; E 92.5 FT TO BEG.
Legal Block	28
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1007
Census Tract	3405

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Payson Historic District listed 2007 · 437 contributing resources · NRIS 07000666

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	86 S MAIN ST, PAYSON, UT 84651-2223
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Warranty Deed, Transfer
Aug 22, 2019	Deed of Trust, Mortgage PACIFIC HORIZON CU
Dec 4, 2018	Warranty Deed, Transfer VANGUARD TITLE INSURANCE AGENCY, VANGUARD TITLE INS AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2022
Deed Sale	Jun 27, 2022
Prior Sale	Dec 4, 2018
Deed Document Number	202274450
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 27, 2022
Property Address	86 S MAIN ST, PAYSON, UT 84651-2223
Document Number	0000074450
Instrument Date	Jun 22, 2022
Instrument	74450:2022
Transaction Type	Transfer
Record Updated	Jul 18, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 S MAIN ST, PAYSON, UT 84651-2223

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	86 S MAIN ST, PAYSON, UT 84651-2223
Document Number	0000081464
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	VANGUARD TITLE COMPANY, VANGUARD TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 S MAIN ST PAYSON UT 846512223, PAYSON, UT 84651-2223

Mortgage

Document Number	0000081464
Date	Aug 23, 2019
Instrument	81464

Lender

Name	PACIFIC HORIZON CU
Type	Credit Union
Address	SPRINGVILLE, UT 84663

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 22, 2034

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Dec 4, 2018
Property Address	86 S MAIN ST, PAYSON, UT 84651-2223
Document Number	0000114668
Instrument Date	Dec 3, 2018
Instrument	114668
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	VANGUARD TITLE INSURANCE AGENCY, VANGUARD TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 S MAIN ST PAYSON UT 846512223, PAYSON, UT 84651-2223

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$528,420 (-5.05%)	$598,800 (+7.6%) Land $187,200 Building $411,600
2025	$4,910.00	$556,500 (+33.45%) Land $140,500 Building $416,000	$556,500 (+19.06%) Land $140,500 Building $416,000
2024	$4,910.00 (+20.17%)
2023	$4,086.00 (+6.19%)	$417,000	$467,400 Land $69,400 Building $398,000
2022	$3,848.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000

May also be available: Intellipop, Rise Broadband, T-Mobile, Verizon.

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