Lorain County property record for 86 S Main St, Oberlin, OH 44074
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 9,660 sqft |
| Lot Size | 0.589 acres (25,700 sqft) |
| Owner | Company Name on File |
| Tax Bill | $12,911 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00-085-112-091 |
| Primary APN | 09-00-085-112-091 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 9,660 sqft Total Area |
| Lot Area | 25,700 sqft (0.589 acres) |
|---|
| Street Address | 86 S MAIN ST |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-1646 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | .59 AC |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | OBERLIN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 60200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Downtown Oberlin Historic District listed 2003 · 32 contributing resources · NRIS 03000324 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
86 S Main St, a commercial property, is owned by a company that acquired it in January 2011.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 393, OBERLIN, OH 44074-0393 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2011 |
| Deed Sale | Jan 26, 2011 |
| Deed Document Number | 2011090365 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 86 S Main St was $12,911.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Oberlin City |
| Unified School District | Oberlin City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,911.00 | $214,960 (+%) Land $54,570 Building $160,390 | $614,160 (-) Land $155,910 Building $458,250 |
| 2024 | $12,911.00 (+8%) | $214,957 (+19.21%) Land $54,569 Building $160,388 | $614,160 (+19.21%) Land $155,910 Building $458,250 |
| 2023 | $11,955.00 (+2.32%) | $180,317 (%) Land $50,372 Building $129,945 | $515,190 Land $143,920 Building $371,270 |
| 2022 | $11,684.00 | $180,320 Land $50,370 Building $129,950 | |
| 2021 | $515,190 Land $143,920 Building $371,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 86 S Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (2004–2012) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Oct 2012 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 86 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | RURAL LORAIN CO. WATER A |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Breezeline Cable | 1,000 / 50 |
| Cable Co-op Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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