65 S Main St, Oberlin, OH 44074 Property Records

Lorain County property record for 65 S Main St, Oberlin, OH 44074

Property Summary

Property TypeCommercial
Details22,235 sqft · built 1991
Lot Size1.29 acres (56,192 sqft)
OwnerTrust Name on File
Tax Bill$1,269 (2025)
Flood ZoneZone X (minimal risk)
APN09-00-086-102-103

Property Details

APN / Parcel Number

Primary APN09-00-086-102-103

Interior

Stories1 Story
Building Area22,235 sqft Gross Area
1st Floor Area22,235 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area56,192 sqft (1.29 acres)
Lot Dimensions231 ft deep x 93.6 ft wide
View / LotPrimary

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address65 S MAIN ST
CityOBERLIN
StateOH
Zip44074-1673
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description88-E-26/ 89-E-27 93.64 X 231.84 IRR
Legal Block102
JurisdictionLORAIN OH
Township / Civil DivisionOBERLIN
Census Block Group2
Census Block2023
Census Tract60100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Downtown Oberlin Historic District
listed 2003 · 32 contributing resources · NRIS 03000324

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

65 S Main St, a commercial property, is held in a trust.

Source: Lorain County records, as of April 23, 2026

Owner of RecordTrust Name on File
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 65 S Main St was $1,269.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityOberlin City
Unified School DistrictOberlin City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,269.00$1,102,840 Land $348,020 Building $754,820$3,150,970 Land $994,330 Building $2,156,640
2024$1,269.00
2023$1,269.00$854,991 (+%) Land $138,023 Building $716,968$2,442,830 Land $394,350 Building $2,048,480
2022$1,269.00$854,990 Land $138,020 Building $716,970
2021$2,442,830 Land $394,350 Building $2,048,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 S Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOBERLIN WATER DEPARTMENT
serves 8,600 people · EPA ID OH4700911
Water SourceSurface water
Last State InspectionMar 2026
Also Mapped HereRURAL LORAIN CO. WATER A
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Mar 2024
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Breezeline
Cable
1,000 / 50
Cable Co-op
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum.

Nearby Properties on S Main St

Nearby Streets

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