Garrett County property record for 86 Round Beach Circle Dr, Swanton, MD 21561
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft · built 1961 |
| Lot Size | 0.408 acres (17,760 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,350,000 (Aug 2026) |
| Tax Bill | $4,782 (2026) |
| Deeds & Mortgages | Aug 2026 Sale Jan 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-008440 |
| Primary APN | 18-008440 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 960 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 17,760 sqft (0.408 acres) |
| View / Lot | Waterfront |
| Porch | Slab |
| Porch Area | 600 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 008440 |
|---|---|
| Street Address | 86 ROUND BEACH CIRCLE DR |
| City | SWANTON |
| State | MD |
| Zip | 21561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 17760 SQ FT W/90' LF HARVEY TRACT NORTH GLADE D C L |
| Legal Subdivision | HARVEYS PENINSULA |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 1, SWANTON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 501 |
86 Round Beach Circle Dr is owned by two individuals who bought it in August 2026.
Source: Garrett County records, as of September 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5021 CASTLEMAN ST, PITTSBURGH, PA 15232-2106 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed, Transfer LAKE TITLE |
| Jan 20, 2026 | Deed of Trust, Mortgage · Construction Mortgage DAVIS TRUST COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2026 · Amount on File |
| Deed Sale | Aug 25, 2026 · Amount on File |
| Prior Sale | May 15, 2025 · Amount on File |
| Deed Book / Page | 2706 / 244 |
| Prior Transfer Date | Apr 23, 2025 |
| Prior Transfer Doc | 0026100301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Aug 25, 2026 |
| Property Address | 86 ROUND BEACH CIRCLE DR, SWANTON, MD 21561 |
| Document Number | 2706000244 |
| Book / Page | 2706 / 244 |
| Instrument Date | Aug 21, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2026 |
| Title Company | LAKE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,373,500.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5021 CASTLEMAN ST, PITTSBURGH, PA 15232-2106 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 86 ROUND BEACH CIRCLE DR, SWANTON, MD 21561 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Title Company | DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 2204 CIRCLE DR, MORGANTOWN, WV 26505-8073 |
| Document Number | 0026620175 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | 2662/175 |
| Name | DAVIS TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | ELKINS, WV 26241 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 86 Round Beach Circle Dr was $4,782, down 28.6% from the year before.
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,782.00 (-28.56%) | $411,567 (-27.34%) | $450,500 (-20.46%) Land $450,500 |
| 2025 | $6,694.00 | $566,400 Land $392,100 Building $174,300 | $566,400 Land $392,100 Building $174,300 |
| 2023 | $5,802.00 | $468,667 | $566,400 Land $392,100 Building $174,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 86 Round Beach Circle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 86 Round Beach Circle Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures