100 Round Beach Circle Dr, Swanton, MD 21561 Property Records

Garrett County property record for 100 Round Beach Circle Dr, Swanton, MD 21561

Property Summary

Property Type	Single Family Home
Details	5 ba · 1,544 sqft · built 2020
Lot Size	0.448 acres (19,536 sqft)
Owner	2 Individual Names on File
Last Sale	$167,000 (May 2018)
Tax Bill	$8,908 (2023)
Deeds & Mortgages	Apr 2022 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-012227`

Property Details

APN / Parcel Number

Primary APN	`18-012227`
Alternative APN	`012227`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,544 sqft Total Area
Gross Area	702 sqft
1st Floor Area	702 sqft
Basement Area	1,136 sqft
Finished Basement	1,136 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Mobile Home
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	19,536 sqft (0.448 acres)
Porch	Open Porch
Deck Area	624 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	012227
Street Address	100 ROUND BEACH CIRCLE DR
City	SWANTON
State	MD
Zip	21561-2217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	19536 SQ FT W/75'LF EARL HARVEY TRACT NORTH GLADE D C L
Legal Lot Number	F
Jurisdiction	GARRETT MD
Township / Civil Division	1, SWANTON
Census Block Group	1
Census Block	1017
Census Tract	501

Owner

100 Round Beach Circle Dr is owned by two individuals who bought it in May 2018.

Source: Garrett County records, as of September 20, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2730 JENNINGS CHAPEL RD, WOODBINE, MD 21797-7822
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Mar 11, 2019	Deed of Trust, Mortgage · Construction Mortgage CHESSIE FCU
May 25, 2018	Grant Deed, Transfer · Conventional with PMI CHESSIE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2018 · Amount on File
Deed Sale	May 30, 2018 · Amount on File
Prior Sale	Dec 14, 2001
Deed Document Number	0002075122
Deed Book / Page	2075 / 122
Prior Transfer Date	May 25, 2018
Prior Transfer Doc	0020750122
Record Updated	Jun 7, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	100 ROUND BEACH CIRCLE DR, SWANTON, MD 21561-2217
Transaction Type	Mortgage
Record Updated	May 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13904 RYON DR, GLENELG, MD 21737-9762

Mortgage

Document Number	0024110038
Date	Apr 22, 2022
Book Page	2411/38

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	100 ROUND BEACH CIRCLE DR, SWANTON, MD 21561-2217
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022850416
Date	Feb 25, 2021
Book Page	2285/416

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	100 ROUND BEACH CIRCLE DR, SWANTON, MD 21561-2217
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	DEEP CREEK TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021210197
Date	Mar 11, 2019
Book Page	2121/0197

Lender

Name	CHESSIE FCU
Type	Credit Union
Address	CUMBERLAND, MD 21502

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	366 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.62%
Index	1-Year CMT
Margin	3
Max Rate	9.62%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	May 25, 2018
Property Address	100 ROUND BEACH CIRCLE DR, SWANTON, MD 21561-2217
Document Number	0020750122
Book / Page	002075 / 000122
Instrument Date	May 25, 2018
Transaction Type	Transfer
Record Updated	Nov 11, 2019
Title Company	DEEP CRK TITLE GROUP LLC, DEEP CRK TITLE GRP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13904 RYON DR GLENELG MD 217379762, GLENELG, MD 21737-9762

Mortgage

Document Number	20750126
Date	May 25, 2018
Book Page	002075/000126

Lender

Name	CHESSIE FCU
Type	Credit Union
Address	CUMBERLAND, MD 21502

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	60 Months
Due	May 24, 2023

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,908.00	$719,600	$1,076,200 Land $304,800 Building $771,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 Round Beach Circle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Round Beach Circle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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