86 River St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 86 River St, Oneonta, NY 13820

Property Summary

Property Type	Commercial
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on File
Last Sale	$75,000 (Jul 1998)
Flood Zone	Zone X (moderate risk)
APN	`361200 300.9-2-50`

Property Details

APN / Parcel Number

Primary APN	`361200 300.9-2-50`
Alternative APNs	`120030000900020500000000` `3911 2811`

Exterior

Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	166 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	777 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3911 2811
Street Address	86 RIVER ST
City	ONEONTA
State	NY
Zip	13820
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	120
Legal Block	2
Legal Lot Number	50.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	1
Census Block	1010
Census Tract	591100

Owner

Source: Otsego County and Oneonta City records · APN 361200 300.9-2-50

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 1117, ONEONTA, NY 13820-5117
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 06, 1998 · Amount on Record
Deed Sale	Jul 06, 1998 · Amount on Record
Deed Book / Page	836 / 152
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
Municipality	Oneonta City
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2025	$23,000 (-) Land $13,000 Building $10,000	$32,394 (+14.08%) Land $18,310 Building $14,084
2023	$23,000 Land $13,000 Building $10,000	$28,395 Land $16,049 Building $12,346

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otsego County (36077C), as of March 20, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360775911001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (1978–2011)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Severe Storms And Flooding, Jun 2006 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 257 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY3800154, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ONEONTA CITY serves 15,954 people
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.