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79 River St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 79 River St, Oneonta, NY 13820 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,044 sqft · built 1927
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Feb 2023)
Tax Bill$4,403 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN361200 300.13-1-52

Property Details

APN / Parcel Number

Primary APN361200 300.13-1-52
Alternative APNs
  • 120030001300010520000000
  • 3911 2744

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,044 sqft Living Area
1st Floor Area1,036 sqft
2nd Floor Area1,008 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1970
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions109 ft deep x 57 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area216 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 2744
Street Address79 RIVER ST
CityONEONTA
StateNY
Zip13820-2320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number52.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group1
Census Block1012
Census Tract591100

Owner

Source: Otsego County and Oneonta City records · APN 361200 300.13-1-52

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9 DIVISION ST, GLENS FALLS, NY 12801-3418
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 16, 2023 · Amount on Record
Deed SaleFeb 16, 2023 · Amount on Record
Prior SaleMar 04, 2011 · Amount on Record
Deed Document Number2023672
Record UpdatedJun 08, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO NY
Recording DateFeb 16, 2023
Property Address79 RIVER ST, ONEONTA, NY 13820-2320
Document Number0000000072
Instrument DateFeb 10, 2023
Instrument2023-672
Transaction TypeTransfer
Record UpdatedMar 14, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 DIVISION ST, GLENS FALLS, NY 12801-3418

Mortgage

Document Number0000000073
DateFeb 16, 2023
Instrument2023-673
Lender
NameGUARANTEED RATE AFFINITY LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,403.00$115,000 (-) Land $13,500 Building $101,500$161,972 (+14.08%) Land $19,014 Building $142,958
2023$115,000 Land $13,500 Building $101,500$141,975 Land $16,667 Building $125,308

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360775911001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims11 (1978–2011)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2011, rainfall accumulation, Remnants Of Tropical Storm Lee
Claims By Storm
  • Severe Storms And Flooding, Jun 2006 · 3 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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