86 River Rd, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 86 River Rd, Malone, NY 12953

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 999 sqft · built 1959
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Aug 2021)
Tax Bill	$3,533 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage May 2018 Mortgage
APN	`1.-114-09`

Property Details

APN / Parcel Number

Primary APN	`1.-114-09`
Alternative APNs	`488912700300040130000000` `164889 127.3-4-13`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	999 sqft Living Area
1st Floor Area	999 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	416 sqft
Canopy	40 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1.-114-09
Street Address	86 RIVER RD
City	MALONE
State	NY
Zip	12953-4007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	4
Legal Lot Number	13.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	MALONE
Census Block Group	1
Census Block	1056
Census Tract	951400

Owner

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	86 RIVER RD, MALONE, NY 12953-4007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA
May 2, 2018	Deed of Trust, Mortgage SEACOMM FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Prior Sale	Aug 12, 2002 · Amount on Record
Deed Document Number	20214365
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Aug 18, 2021
Property Address	86 RIVER RD, MALONE, NY 12953-4007
Document Number	20214365
Instrument Date	Aug 16, 2021
Instrument	2021-4365
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 E MAIN ST # 2, 2, MALONE, NY 12953-2034

Mortgage

Document Number	20214366
Date	Aug 18, 2021
Instrument	2021-4366

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	86 RIVER RD, MALONE, NY 12953-4007
Document Number	0000002096
Instrument Date	May 2, 2018
Transaction Type	Mortgage
Record Updated	May 21, 2018
Title Company	ETNA ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 RIVER RD MALONE NY 129534007, MALONE, NY 12953-4007

Mortgage

Document Number	0000002096
Date	May 7, 2018
Instrument	2096

Lender

Name	SEACOMM FCU
Type	Credit Union
Address	MALONE, NY 12953

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 6, 2033

Interest

Rate	4.85%

Tax Assessment & Valuation

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Malone Town
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,533.00 (-3.34%)
2025	$3,655.00 (+266.97%)	$95,000 (-) Land $9,100 Building $85,900	$175,926 (+11.11%) Land $16,852 Building $159,074
2023		$95,000 (-) Land $9,100 Building $85,900	$158,333 (+14.17%) Land $15,167 Building $143,166
2022		$95,000 Land $9,100 Building $85,900	$138,686 Land $13,285 Building $125,401
2021	$996.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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