116 River Rd, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 116 River Rd, Malone, NY 12953

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,494 sqft · built 1996
Lot Size	2.25 acres (98,010 sqft)
Owner	2 Individual Names on File
Last Sale	$147,000 (Jul 2011)
Tax Bill	$3,555 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2023 Mortgage
APN	`164889 127.3-4-12`

Property Details

APN / Parcel Number

Primary APN	`164889 127.3-4-12`
Alternative APN	`488912700300040120000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,494 sqft Living Area
1st Floor Area	1,494 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	98,010 sqft (2.25 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	677 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	116 RIVER RD
City	MALONE
State	NY
Zip	12953-4008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	4
Legal Lot Number	12.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	MALONE
Census Block Group	1
Census Block	1056
Census Tract	951400

Owner

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	116 RIVER RD, MALONE, NY 12953-4008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · ARM MASSENA SLA
Apr 21, 2023	Warranty Deed, Transfer · ARM MASSENA SLA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2011 · Amount on File
Deed Sale	Jul 20, 2011 · Amount on File
Deed Book / Page	2011 / 3602
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	116 RIVER RD, MALONE, NY 12953-4008
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002712
Date	Jun 22, 2023
Instrument	2023-2712

Lender

Name	MASSENA SLA
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jul 1, 2028
Index	Other
Margin	3

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Apr 21, 2023
Property Address	116 RIVER RD, MALONE, NY 12953-4008
Document Number	0000001679
Instrument Date	Apr 17, 2023
Instrument	2023-1679
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	116 RIVER RD, MALONE, NY 12953-4008

Mortgage

Document Number	0000001680
Date	Apr 21, 2023
Instrument	2023-1680

Lender

Name	MASSENA SLA
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount on Record
Term	301 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	May 1, 2028
Index	Other

Tax Assessment & Valuation

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Malone Town
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,555.00 (-3.34%)
2025	$3,678.00 (+151.06%)	$95,600 (-) Land $13,900 Building $81,700	$177,037 (+11.11%) Land $25,741 Building $151,296
2023		$95,600 (-) Land $13,900 Building $81,700	$159,333 (+14.17%) Land $23,167 Building $136,166
2022		$95,600 Land $13,900 Building $81,700	$139,562 Land $20,292 Building $119,270
2021	$1,465.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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