Beaufort County property record for 86 Red Cedar St, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 2,548 sqft · built 2010 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $625,000 (Mar 2026) |
| Tax Bill | $2,136 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R61003900014540000 |
| Primary APN | R61003900014540000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,548 sqft Living Area |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 86 RED CEDAR ST |
|---|---|
| City | BLUFFTON |
| State | SC |
| Zip | 29910-8925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6106 |
| Legal Description | LOT K42 TRACT B-3B GEORGE SHULTS TRACT PB121 P34 PB121 P95 |
| Legal Subdivision | PALMETTO TRADITIONAL HOMES |
| Legal Tract | B-3B |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 2107 |
Source: Beaufort County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 86 RED CEDAR ST, BLUFFTON, SC 29910-8925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Feb 14, 2024 | Deed of Trust, Mortgage · Line of Credit CPM FCU |
| Mar 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 20, 2025 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Mar 5, 2026 | Deed, Transfer · Commercial Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Dec 20, 2019 | Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2026 · Amount on Record |
| Deed Sale | Mar 5, 2026 · Amount on Record |
| Prior Sale | Dec 20, 2019 · Amount on Record |
| Deed Document Number | 20269781 |
| Deed Book / Page | 4513 / 1625 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 86 RED CEDAR ST, BLUFFTON, SC 29910-8925 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 86 RED CEDAR ST, BLUFFTON, SC 29910-8925 |
| Document Number | 0000006788 |
|---|---|
| Date | Feb 14, 2024 |
| Book Page | 4310/1764 |
| Instrument | 2024006788 |
| Name | CPM FCU |
|---|---|
| Type | Credit Union |
| Address | NORTH CHARLESTON, SC 29405 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jan 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 86 RED CEDAR ST, BLUFFTON, SC 29910-8925 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000015248 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 3979/369 |
| Instrument | 2021015248 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 86 RED CEDAR ST, BLUFFTON, SC 29910-8925 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000028520 |
|---|---|
| Date | Jun 20, 2025 |
| Book Page | 4441/2314 |
| Instrument | 2025028520 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1 W ELM ST STE 450, CONSHOHOCKEN, PA 19428 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Mar 5, 2026 |
| Property Address | 86 RED CEDAR ST, BLUFFTON, SC 29910-8925 |
| Document Number | 0000009781 |
| Book / Page | 4513 / 1625 |
| Map Reference | MB 121 PG 95 |
| Instrument Date | Feb 10, 2026 |
| Instrument | 20260009781 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 86 RED CEDAR ST, BLUFFTON, SC 29910-8925 |
| Document Number | 0000009782 |
|---|---|
| Date | Mar 5, 2026 |
| Instrument | 20260009782 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Dec 20, 2019 |
| Property Address | 86 RED CEDAR ST, BLUFFTON, SC 29910-8925 |
| Document Number | 0000068511 |
| Book / Page | 3822 / 0655 |
| Map Reference | MB 121 PG 95 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 2019068511 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 86 RED CEDAR ST, BLUFFTON, SC 29910-8925 |
| Document Number | 0000068512 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 2019068512 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
Source: Beaufort County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,136.00 (-0.05%) | $12,650 (-37.31%) | |
| 2024 | $2,137.00 | $20,180 (-) Land $6,000 Building $14,180 | $504,500 (-) Land $150,000 Building $354,500 |
| 2023 | $2,137.00 (+8.26%) | $20,180 (+83.45%) Land $6,000 Building $14,180 | $504,500 (+83.45%) Land $150,000 Building $354,500 |
| 2022 | $1,974.00 | $11,000 Land $2,080 Building $8,920 | $275,000 Land $52,000 Building $223,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 109 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 145 units insured incl. 36 condo units |
| Nearby Flood Claims | 9 (1995–2026) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Jul 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures