86 Prospect Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 86 Prospect Ave, Montclair, NJ 07042 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5,284 sqft · built 1905
Lot Size	0.864 acres (37,635 sqft)
Owner	2 Individual Names on File
Last Sale	$1,928,500 (Jul 2007)
Tax Bill	$50,078 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-00406-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`13-00406-0000-00018`
Alternative APN	`130040600018`

Interior

Stories	2 Stories
Building Area	5,284 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Construction Type	Frame
Lot Area	37,635 sqft (0.864 acres)
Lot Dimensions	193 ft deep x 195 ft wide

Location & Zoning

Old Parcel Number	130040600018
Street Address	86 PROSPECT AVE
City	MONTCLAIR
State	NJ
Zip	07042-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	195X193 IRR
Legal Block	406
Legal Lot Number	18
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4009
Census Tract	16400

Owner

Source: Essex County and Montclair Township records · APN 13-00406-0000-00018

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	86 PROSPECT AVE, MONTCLAIR, NJ 07042-1915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 24, 2007 · Amount on Record
Deed Sale	Jul 24, 2007 · Amount on Record
Prior Sale	Jul 28, 2004 · Amount on Record
Deed Document Number	20077093599
Deed Book / Page	12073 / 8901
Last Transfer Date	Feb 22, 2021
Transfer Doc	0000034382
Record Updated	Sep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESSEX NJ
Recording Date	Mar 19, 2021
Property Address	86 PROSPECT AVE, MONTCLAIR, NJ 07042-1915
Document Number	2021034382
Instrument Date	Feb 22, 2021
Instrument	2021034382
Transaction Type	Transfer
Record Updated	Nov 02, 2021
Title Company	AMTRUST TITLE INSURANCE COMPANY, AMTRUST TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	86 PROSPECT AVE, MONTCLAIR, NJ 07042-1915

Mortgage

Document Number	2021034383
Date	Mar 19, 2021
Instrument	2021034383

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 01, 2031

Tax Assessment & Valuation

Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,424,300 (-) Land $538,900 Building $885,400	$1,424,300 (-) Land $538,900 Building $885,400
2025	$50,078.00 (+3.32%)	$1,424,300 (-) Land $538,900 Building $885,400	$1,424,300 (-) Land $538,900 Building $885,400
2024	$48,468.00 (+3.5%)
2023		$1,424,300 Land $538,900 Building $885,400	$1,424,300 Land $538,900 Building $885,400
2022	$46,830.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130164004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1978–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024, other causes

Wildfire

Wildfire Risk	Low above 5% of the US · above 12% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Mountain District listed 1988 · 144 contributing resources · NRIS 86002970

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 347 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.