Essex County and Montclair Township property record for 75 Prospect Ave, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 4,043 sqft · built 1890 |
| Lot Size | 0.499 acres (21,736 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,201,000 (Dec 2018) |
| Tax Bill | $33,511 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00405-0000-00016 |
| Primary APN | 13-00405-0000-00016 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,043 sqft Living Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1919 |
| Construction Type | Frame |
| Lot Area | 21,736 sqft (0.499 acres) |
| Lot Dimensions | 152 ft deep x 143 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130040500016 |
|---|---|
| Street Address | 75 PROSPECT AVE |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-1920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO |
| Legal Description | 143X152 IRR |
| Legal Block | 405 |
| Legal Lot Number | 16 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 16400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Mountain District listed 1988 · 144 contributing resources · NRIS 86002970 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 75 PROSPECT AVE, MONTCLAIR, NJ 07042-1920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 29, 2019 | Deed of Trust, Mortgage WELLS FARGO BK |
| Dec 18, 2018 | Grant Deed, Transfer WELLS FARGO BK |
| May 21, 2018 | Grant Deed, Transfer FIRST NAT'L BK/LONG ISLAND |
| Sep 21, 2017 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2018 · Amount on Record |
| Deed Sale | Dec 18, 2018 · Amount on Record |
| Prior Sale | May 21, 2018 · Amount on Record |
| Deed Document Number | 2018108774 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 75 PROSPECT AVE, MONTCLAIR, NJ 07042-1920 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | PERFECT TITLE, PERFECT TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 2021024450 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 2021024450 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 75 PROSPECT AVE, MONTCLAIR, NJ 07042-1920 |
| Document Number | 0000052574 |
| Instrument Date | May 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 75 PROSPECT AVE MONTCLAIR NJ 070421920, MONTCLAIR, NJ 07042-1920 |
| Document Number | 0000052574 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 52574 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 9, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Dec 18, 2018 |
| Property Address | 75 PROSPECT AVE, MONTCLAIR, NJ 07042-1920 |
| Document Number | 0000108774 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 108774 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,201.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 75 PROSPECT AVE MONTCLAIR NJ 070421920, MONTCLAIR, NJ 07042-1920 |
| Document Number | 108782 |
|---|---|
| Date | Dec 18, 2018 |
| Instrument | 108782 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 17, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | May 21, 2018 |
| Property Address | 75 PROSPECT AVE, MONTCLAIR, NJ 07042-1920 |
| Document Number | 0000043701 |
| Instrument Date | May 10, 2018 |
| Instrument | 43701 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 75 PROSPECT AVE MONTCLAIR NJ 070421920, MONTCLAIR, NJ 07042-1920 |
| Document Number | 43704 |
|---|---|
| Date | May 21, 2018 |
| Instrument | 43704 |
| Name | FIRST NAT'L BK/LONG ISLAND |
|---|---|
| Type | Bank |
| Address | GLEN HEAD, NY 11545 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 20, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 75 PROSPECT AVE, MONTCLAIR, NJ 07042-1920 |
| Document Number | 0000088315 |
| Instrument Date | Sep 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 75 PROSPECT AVE MONTCLAIR NJ 070421920, MONTCLAIR, NJ 07042-1920 |
| Document Number | 0000088315 |
|---|---|
| Date | Oct 4, 2017 |
| Instrument | 88315 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 3, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $953,100 (-) Land $489,700 Building $463,400 | $953,100 (-) Land $489,700 Building $463,400 | |
| 2025 | $33,511.00 (+3.32%) | $953,100 (-) Land $489,700 Building $463,400 | $953,100 (-) Land $489,700 Building $463,400 |
| 2024 | $32,433.00 (+3.5%) | ||
| 2023 | $953,100 Land $489,700 Building $463,400 | $953,100 Land $489,700 Building $463,400 | |
| 2022 | $31,337.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1978–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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