86 Pond St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 86 Pond St, Natick, MA 01760

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,016 sqft · built 1870
Lot Size0.212 acres (9,252 sqft)
Owner2 Individual Names on File
Last Sale$749,000 (May 2020)
Tax Bill$9,793 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Nov 2019 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN43-00000169

Property Details

APN / Parcel Number

Primary APN43-00000169
Alternative APN
  • NATI M:00000043 P:00000169

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,016 sqft Living Area
1st Floor Area664 sqft
AtticAttic
Attic Area176 sqft
Basement Area440 sqft
Unfinished Basement440 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 2006
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,252 sqft (0.212 acres)
Deck AreaDeck Area
GreenhouseGreenhouse

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number43-00000169
Street Address86 POND ST
CityNATICK
StateMA
Zip01760-4327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSA
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group4
Census Block4000
Census Tract382400

Owner

86 Pond St is owned and occupied by two individuals who bought it in May 2020.

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner of Record2 Individual Names on File
Mailing Address86 POND ST, NATICK, MA 01760-4327
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 28, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
CITIZENS BANK OF RHODE ISLAND
Nov 12, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 15, 2019Deed of Trust, Mortgage · Line of Credit
CITIZENS BK/RI
Sep 21, 2017Deed of Trust, Mortgage · Line of Credit
CITIZENS BK/RI
May 26, 2017Quit Claim Deed, Transfer
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2020 · Amount on File
Deed SaleMay 28, 2020 · Amount on File
Prior SaleNov 12, 2019 · Amount on File
Deed Document Number202080768
Deed Book / Page74763 / 1
Prior Transfer DateMay 21, 2020
Prior Transfer Doc74763-1
Record UpdatedOct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateMay 28, 2020
Property Address86 POND ST, NATICK, MA 01760-4327
Document Number74763-1
Book / Page74763 / 1
Instrument DateMay 21, 2020
Instrument80768
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 POND ST, NATICK, MA 01760-4327

Mortgage

Document Number80769
DateMay 28, 2020
Instrument80769
Lender
NameCITIZENS BANK OF RHODE ISLAND
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateNov 12, 2019
Property Address86 POND ST, NATICK, MA 01760-4327
Document Number73633-243
Book / Page73633 / 243
Instrument DateNov 5, 2019
Instrument176506
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 POND ST, NATICK, MA 01760-4327

Mortgage

Document Number176507
DateNov 12, 2019
Instrument176507
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address86 POND ST, NATICK, MA 01760-4327
Document Number73194-409
Instrument DateAug 15, 2019
Transaction TypeMortgage
Record UpdatedSep 17, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 POND ST NATICK MA 017604327, NATICK, MA 01760-4327

Mortgage

Document Number73194-409
DateAug 29, 2019
Book Page073194/000409
Instrument130001
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address86 POND ST, NATICK, MA 01760-4327
Document Number70077-72
Book / Page070077 / 000072
Instrument DateSep 21, 2017
Transaction TypeMortgage
Record UpdatedNov 7, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number70077-72
DateOct 16, 2017
Book Page070077/000072
Instrument6688
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateMay 26, 2017
Property Address86 POND ST, NATICK, MA 01760-4327
Document Number69339-115
Book / Page69339 / 115
Instrument78362
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$62.54
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 POND ST, NATICK, MA 01760-4327

Mortgage

Document Number693390119
DateMay 26, 2017
Instrument69339/0119
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
AmountAmount on Record
Term360 Months
DueMay 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 86 Pond St was $9,793, up 3.9% from the year before.

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,793.00 (+3.94%)$818,800 (+6.55%) Land $441,600 Building $377,200$899,460
2024$9,422.00 (+2.35%)$768,500 (+5.52%) Land $417,100 Building $351,400
2023$9,206.00$728,300 Land $392,500 Building $335,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Pond St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 86 Pond St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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