86 Penny Ln, Ithaca, NY 14850 Property Records

Tompkins County and Ithaca Town property record for 86 Penny Ln, Ithaca, NY 14850 · Last verified May 2026

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,232 sqft · built 1986
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Sep 2023)
Tax Bill	$2,596 (2019)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`503089 58.1-1-86`

Property Details

APN / Parcel Number

Primary APN	`503089 58.1-1-86`
Alternative APN	`308905800100010860000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,232 sqft Living Area
1st Floor Area	616 sqft
2nd Floor Area	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Other
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	1,742 sqft (0.04 acres)
Lot Dimensions	65 ft deep x 25 ft wide
Porch	Slab

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	86 PENNY LN
City	ITHACA
State	NY
Zip	14850-6272
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Block	1
Legal Lot Number	86.000
Jurisdiction	TOMPKINS NY
Township / Civil Division	ITHACA
Census Block Group	1
Census Block	1007
Census Tract	1302

Owner

Source: Tompkins County and Ithaca Town records · APN 503089 58.1-1-86

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	86 PENNY LN, ITHACA, NY 14850-6272
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage M & T BANK
Aug 06, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ELMIRA SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 21, 2023 · Amount on Record
Deed Sale	Sep 21, 2023 · Amount on Record
Prior Sale	Aug 06, 2021 · Amount on Record
Deed Document Number	20238367
Record Updated	Jun 08, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOMPKINS NY
Recording Date	Sep 21, 2023
Property Address	86 PENNY LN, ITHACA, NY 14850-6272
Document Number	0000008367
Instrument Date	Sep 19, 2023
Instrument	2023-08367
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 W CLINTON ST, ITHACA, NY 14850-5453

Mortgage

Document Number	0000008368
Date	Sep 21, 2023
Instrument	2023-08368

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOMPKINS NY
Recording Date	Aug 06, 2021
Property Address	86 PENNY LN, ITHACA, NY 14850-6272
Document Number	9019
Instrument Date	Jul 30, 2021
Instrument	2021-09019
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	86 PENNY LN, ITHACA, NY 14850-6272

Mortgage

Document Number	9022
Date	Aug 06, 2021
Instrument	2021-09022

Lender

Name	ELMIRA SAVINGS BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Tompkins County and Ithaca Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Tompkins County
County Subdivision	Ithaca Town
Unified School District	Ithaca City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$270,000 (+22.73%) Land $15,250 Building $254,750	$270,000 (+22.73%) Land $15,250 Building $254,750
2023		$220,000 (-) Land $15,250 Building $204,750	$220,000 (-) Land $15,250 Building $204,750
2022		$220,000 Land $15,250 Building $204,750	$220,000 Land $15,250 Building $204,750
2019	$2,596.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tompkins County (36109C), updated June 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361090013021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 233 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: FiberSpark. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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