46 Penny Ln, Ithaca, NY 14850 Property Records

Tompkins County and Ithaca Town property record for 46 Penny Ln, Ithaca, NY 14850 · Last verified May 2026

Property Summary

Property Type	Townhouse
Details	1 bd · 1 ba · 1,100 sqft · built 1985
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$213,270 (May 2023)
Tax Bill	$2,157 (2019)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`503089 58.1-1-46`

Property Details

APN / Parcel Number

Primary APN	`503089 58.1-1-46`
Alternative APN	`308905800100010460000000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	550 sqft
2nd Floor Area	550 sqft
Basement Area	550 sqft
Finished Basement	550 sqft
Unfinished Basement	550 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	1,307 sqft (0.03 acres)
Lot Dimensions	65 ft deep x 22 ft wide
Porch	Slab
Porch Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	46 PENNY LN
City	ITHACA
State	NY
Zip	14850-6269
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Block	1
Legal Lot Number	46.000
Jurisdiction	TOMPKINS NY
Township / Civil Division	ITHACA
Census Block Group	1
Census Block	1007
Census Tract	1302

Owner

Source: Tompkins County and Ithaca Town records · APN 503089 58.1-1-46

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	46 PENNY LN, ITHACA, NY 14850-6269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 05, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CAYUGA LAKE NATIONAL BANK
Jun 08, 2020	Grant Deed, Transfer · Conventional Mortgage TOMPKINS TR CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 05, 2023 · Amount on Record
Deed Sale	May 05, 2023 · Amount on Record
Prior Sale	Jun 08, 2020 · Amount on Record
Deed Document Number	20233740
Record Updated	Jun 08, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOMPKINS NY
Recording Date	May 05, 2023
Property Address	46 PENNY LN, ITHACA, NY 14850-6269
Document Number	0000003740
Instrument Date	May 05, 2023
Instrument	2023-03740
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 GRANDVIEW CT, ITHACA, NY 14850-5741

Mortgage

Document Number	0000003741
Date	May 05, 2023
Instrument	2023-03741

Lender

Name	CAYUGA LAKE NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TOMPKINS NY
Recording Date	Jun 08, 2020
Property Address	46 PENNY LN, ITHACA, NY 14850-6269
Document Number	0000005182
Instrument Date	Jun 01, 2020
Instrument	5182
Transaction Type	Transfer
Record Updated	Jul 07, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$648.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	999 CODDINGTON RD #2W ITHACA NY 148506021, 2W, ITHACA, NY 14850-6021

Mortgage

Document Number	5183
Date	Jun 08, 2020
Instrument	5183

Lender

Name	TOMPKINS TR CO
Address	ITHACA, NY 14850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 07, 2035

Tax Assessment & Valuation

Source: Tompkins County and Ithaca Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Tompkins County
County Subdivision	Ithaca Town
Unified School District	Ithaca City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$210,000 (+16.67%) Land $13,500 Building $196,500	$210,000 (+16.67%) Land $13,500 Building $196,500
2023		$180,000 Land $13,500 Building $166,500	$180,000 Land $13,500 Building $166,500
2019	$2,157.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tompkins County (36109C), updated June 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361090013021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 233 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: FiberSpark. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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